The National Assembly requested relevant agencies to have fundamental, long-term solutions to bring real estate prices back to their intrinsic value, prevent manipulation, and use of auctions to create "fever" in land prices.
The 120,000 billion VND package for social housing loans is not attractive enough.
With the majority of votes in favor, the National Assembly passed the Resolution, continuing to improve the effectiveness and efficiency of implementing policies and laws on real estate market management and social housing development from 2015-2023.
The Resolution stated that in the 2015-2023 period, with the attention and drastic direction of the Party and State, the promulgation and implementation of policies and laws on real estate market management have achieved many remarkable results.
National Assembly deputies voted to pass the Resolution, continuing to improve the effectiveness and efficiency of implementing policies and laws on real estate market management and social housing development from 2015-2023.
However, the promulgation and implementation of policies and laws on real estate market management still have some shortcomings and limitations.
Some legal documents are still overlapping, inconsistent and not synchronized; the slow land valuation situation occurring in many localities is the main obstacle leading to the stagnation of many real estate projects.
Some localities still violate the law in handling investment, land, construction procedures, etc. Financial costs due to credit loans in real estate prices are still high, and real estate corporate bonds have many potential risks.
The results of implementing policies and laws on the real estate market show that in the period of 2022 - 2023, the real estate market declined; supply decreased sharply compared to the previous period; real estate prices increased many times higher than the average income increase of the majority of people;
Regarding social housing development, in the 2015-2023 period, the National Assembly, the Government, ministries, branches and localities have organized the development and completion of the system of legal documents on social housing development, institutionalizing the Party's innovative viewpoint on housing, taking people as the center, the subject, the goal, the driving force and the resource for development.
In addition to the achieved results, the legal system on social housing in effect during the 2015-2023 period still lacks stability; some legal regulations on social housing development have not been specifically guided.
Many goals on social housing development in the National Housing Development Strategy to 2020 and vision to 2030 were not achieved.
The supply of social housing is still limited, the selling price is high, and the regulations on conditions for people to access policies are complicated and difficult to implement.
The lending process and procedures through the Social Policy Bank are still complicated and overlapping; the disbursement rate of the VND120,000 billion social housing loan package of state-owned commercial banks is not high, not attractive enough, and has not been effective in attracting and encouraging investors and social housing buyers to access this credit package.
The implementation of the regulation requiring the allocation of 20% of land fund for social housing development in commercial housing projects still has some shortcomings, and the application of the law is still inconsistent and inappropriate.
The National Assembly requested the Government to direct ministries, branches and localities to prevent the manipulation and use of land use rights auctions to create price "fever".
Resolutely handle projects that have been allocated land but are behind schedule
The Resolution assigns the Government to direct ministries, branches and localities to proactively monitor the situation and developments of the real estate market, strengthen research, analysis and forecasting to promptly take measures to regulate and improve the market on the principle of respecting market rules, ensuring sustainable development goals, preventing the market from "overheating" or "freezing", negatively affecting the overall development of the economy, causing social consequences.
There are regulatory measures to diversify products for the real estate market, harmonize supply and demand, increase real estate supply suitable for the income of the majority of people, meet housing needs, and ensure social security.
There must be a fundamental, long-term solution to bring real estate prices back to their intrinsic value, preventing manipulation and the use of land use rights auctions to create price "fever".
Improve the quality of planning preparation, appraisal, approval and adjustment, ensure systematicity and consistency among plans, ensure the orientation of national plans, regional plans, provincial plans, urban and rural master plans.
Improve the quality of planning and urban development programs, housing development, appraisal, approval, and management of real estate investment projects, ensure harmony of interests between the State, people, and businesses, and ensure a synchronous, interconnected housing development orientation, connected to social infrastructure and technical infrastructure to meet the needs of the majority of people.
Include social housing development targets in the local 5-year and annual socio-economic development programs and plans.
Prioritize land allocation for social housing construction in accordance with housing development programs and plans and local land use planning in each period.
Tighten discipline, promote the responsibility of leaders, improve the effectiveness of inspection and examination work to promptly detect weaknesses, obstacles, and limitations in the implementation of laws on real estate market management and social housing development.
Focus on inspection and examination of social housing quality and approval of beneficiaries of social housing policies.
Resolutely handle cases of land that has been allocated or leased by the State but is slow to be put into use, not used, used wastefully or used for the wrong purpose, illegally, investors with weak capacity, unable to complete, acts of providing inaccurate information, causing negative impacts on the operation of the financial, credit and real estate markets.
Source: https://www.baogiaothong.vn/quoc-hoi-yeu-cau-ngan-thao-tung-bat-dong-san-nham-tao-sot-gia-1922411231448387.htm
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