Policy credit capital effectively supports livelihoods in Yen Son

In recent years, thanks to State investment capital, policy credit capital, and timely implementation of policies from local Party committees and authorities, people in Yen Son district (Tuyen Quang province) have been able to implement many effective livelihood models, escape poverty, and many households have high incomes and become well-off households. Aiming to build a concentrated, high-quality raw material area, create high-value coffee products, competitive advantages in the integration process, and meet the increasing demand in export markets..., Dak Lak coffee farmers, cooperatives, and enterprises have focused on standardizing the production process from seed selection, care, harvesting, drying... At noon on March 21, Prime Minister Pham Minh Chinh received Mr. Philippe Tabarot, Minister in charge of Transport (under the French Ministry of Ecological Transition and Territorial Integration) who is visiting and working in Vietnam. Located in Kien Khe town, Thanh Liem district, Ha Nam province, Vuong So Kien Cathedral was built in the late 19th century. The church is not only an important spiritual destination, but also a symbol of unique East-West architecture, attracting and impressing many visitors. To ensure that the work of documents and archives takes place smoothly, continuously and safely before, during and after the process of arranging and organizing the apparatus, the Ministry of Home Affairs notes that all documents and document databases formed in the activities of agencies and organizations must be managed centrally, uniformly and safely. In recent years, Lao Cai has always focused on implementing policies and regimes for prestigious people, including providing information to this special group of people. Along with organizing prestigious people to participate in training conferences and study tours in localities, the provision of newspapers to prestigious people is also carried out fully and promptly. To better understand this content, the reporter of the Ethnic and Development Newspaper had an interview with Mr. Nguyen Xuan Nhan, Director of the Department of Ethnic and Religious Affairs of Lao Cai province. On the morning of March 21, at Ba Trieu Temple (Trieu Loc commune, Hau Loc district), the People's Committee of Thanh Hoa province solemnly organized the Ba Trieu Temple Festival in 2025, commemorating the 1,777th anniversary of the death of National Hero Trieu Thi Trinh. On the morning of March 21, in Tam Ky city, the People's Committee of Quang Nam province held the opening ceremony of the Exhibition, displaying socio-economic, national defense and security achievements; introducing typical products, OCOP products to celebrate the 50th anniversary of the Liberation of Quang Nam province (March 24, 1975 - March 24, 2025) and the 95th anniversary of the founding of the Quang Nam Provincial Party Committee (March 28, 1930 - March 28, 2025). Summary news of the Ethnic and Development Newspaper. The morning news on March 21st has the following notable information: Intoxicated by the colors of flowers in March. Sang Ma Sao terraced fields in the flooding season. The village "taming earth and fire". Along with other news in ethnic minority and mountainous areas. During the 20th - 21st of March, the Department of Ethnic and Religious Affairs of Duc Co district (Gia Lai province) organized a training course to foster knowledge of law, ethnic policies, religious policies and skills in mediation, propaganda and mass mobilization for prestigious people. The Fund for Prevention and Control of Tobacco Harms is preparing to launch a communication campaign with the message "Increase tobacco tax - Reduce disease and poverty" in April and May 2025. The Hung Kings' Commemoration and the Cultural - Tourism Week of the Ancestral Land in the year of At Ty - 2025 were organized by the People's Committee of Phu Tho province from March 29 to April 7, 2025 (ie from March 1 to the end of March 10 of the lunar calendar) at the Hung Temple Historical Site, Hung Vuong Square, Viet Tri city. Along with helping and guiding Priest Nguyen Khac Hoai in Vong Phan parish in Lac An commune, Bac Tan Uyen district (Binh Duong) also gathered and promoted many good traditional cultural values ​​with parishioners to live a good life and good religion. Priest Nguyen Khac Hoai received his ministry (pastoral work) at Vong Phan parish in Lac An commune, Bac Tan Uyen district (Binh Duong), after 16 months, the church became a place for children to play and study. This is also a place where people often come to learn how to be useful people; the parish was chosen as a point to implement the program "All people unite to build a cultural life in residential areas"... What is special about Priest Nguyen Khac Hoai is that in daily life, the priest always emphasizes teaching parishioners to be good citizens, before being good Catholics.

Many women members in Yen Son district have built effective economic models, increasing family income.

The family of Ms. Mua Thi De, a Mong ethnic group in Lang Un village, Kien Thiet commune, Yen Son district, has nearly 3 hectares of V2 oranges grown on a low hill quite effectively. Ms. De said: Thanks to a loan of 100 million VND from the Social Policy Bank (CSXH) to buy seedlings for initial investment, her family has this V2 orange hill. In 2023, the first crop yielded nearly 100 million VND. The 2025 orange season is expected to yield about 200 million VND.

"Capital is really necessary for those who are starting an economy like my family. Without preferential capital, it would be very difficult to borrow from outside! Borrowing from the State's policy capital is both safe, has preferential interest rates, and is also disbursed at the commune level, so people can feel secure in developing the economy. We, the people, wish to have more preferential capital sources to develop the economy effectively," Ms. De shared.

Like Ms. De, Mr. Dao Luong Hoa, Lang Lam village, Kien Thiet commune, borrowed 50 million VND from the Social Policy Bank to invest in growing passion fruit. Mr. Hoa shared: Currently, he has 220 passion fruit trees, harvesting 4 times a year. Each harvest brings in about 20 million VND. Compared to other crops in Kien Thiet, passion fruit trees bring in a good income.

Transaction activities at Commune Transaction Points not only help people quickly access loans, but also save people's travel time.

Mr. Luc Chi Hieu, Vice Chairman of Kien Thiet Commune People's Committee, Yen Son District, said: The Party Committee and the commune government have identified poverty reduction as a key and continuous task for economic and social development. Therefore, the entire political system has joined in with a high sense of responsibility to synchronously implement programs and projects to support the poor in developing production, creating jobs, creating conditions for poor households to escape poverty, and creating conditions for people to borrow capital through the State's credit channels to invest in economic development.

In particular, since the issuance of Directive No. 40-CT/TW dated November 22, 2014 of the Secretariat “On strengthening the leadership of the Party over social policy credit”, policy credit capital has effectively helped the locality carry out poverty reduction work. Up to now, the total outstanding balance of credit programs of the Bank for Social Policies entrusted through associations and organizations in the commune has reached over 52 billion VND, accounting for over 65% of credit sources invested in the commune, helping 785 households borrow capital to develop the economy, export labor, build houses, etc.

Policy credit capital is gradually changing production thinking and changing the lives of people in Yen Son district.

Ms. Ngo Thi Thuy Xuyen, Deputy Director of the Yen Son District Social Policy Bank Transaction Office, said that identifying loan capital as one of the important channels to create jobs for local workers and support people in economic development, the Yen Son District Social Policy Bank Transaction Office has coordinated with associations and unions in communes and towns to effectively implement loan programs.

Based on the list of subjects approved by competent authorities, the unit has coordinated with socio-political organizations to receive the trust to focus on lending to meet the capital needs of the people. After disbursement, the entrusted mass organizations at the commune level regularly inspect the borrowers to ensure proper use.

Loan capital has created opportunities for many ethnic minority households to develop many types of livelihoods, creating a stable source of income, especially for poor and near-poor households.

According to Ms. Ngo Thi Thuy Xuyen, Deputy Director of the Transaction Office of the Social Policy Bank of Yen Son District, before lending, the unit conducted a review, had a detailed and specific list and thoroughly informed the savings and loan groups, using the loan for the right purpose. Up to now, the Social Policy credit in the district has lent to 2,031 production and business households in difficult areas, with outstanding loans reaching 114 billion VND; 4,092 households received loans under the poor household program with outstanding loans reaching 273 billion VND; 2,234 near-poor households, with outstanding loans reaching 144 billion, 1,409 households newly escaped from poverty with outstanding loans reaching 86 billion VND, all borrowers used the loan for the right purpose,

It can be said that the State's policy credit and investment sources for the people, especially ethnic minority areas, are gradually changing the production mindset and changing the lives of people in Yen Son district.

Tuyen Quang: Promoting the effectiveness and humanity of social policy credit programs

Source: https://baodantoc.vn/von-tin-dung-chinh-sach-ho-tro-hieu-qua-sinh-ke-o-yen-son-1742539035618.htm