The solution to the problem of buying a house for office workers

The couple Van Ly and Duy Khoa (Hoang Mai) are among millions of young people striving to make a living in big cities. After 6 years of working in Hanoi, the couple dared to think about buying their first house.

In the Hoang Mai district where she is renting a house, the apartments are quite reasonably priced but most of them are buildings without utilities. However, if they buy apartments that can be moved into immediately, they will have to spend more than 800 million VND for nearly 50% of the apartment value, the rest can be borrowed from the bank but the principal and monthly interest, according to Ly's calculations, will be approximately 20 million VND/month in the first phase. If they buy a house according to this plan, Ly and her husband will have to spend all their savings and have to live quite difficultly in the next few years.

The policy of "Buy a house for 8 years without worrying about interest" brings a rare opportunity for office workers to own a luxury apartment in the capital.

While she was having a headache considering, her friends introduced her to the policy of "Buying a house for 8 years without worrying about interest" at the ZR1 The Zurich apartment building in the Vinhomes Ocean Park 1 - Gia Lam metropolis. As soon as the consultant took her on a tour, Ly convinced her husband to "close" on a 1PN+1 apartment here. "There is really nothing to criticize about this metropolis, so when we had a good opportunity, we had to seize it immediately. With the amount of money we had, we wouldn't have dared to dream of buying a house, let alone a luxury apartment."

At present, ZR1's policy is considered to be the best ever, offering the opportunity to buy a house without financial burden. Instead of spending all the savings over many years to buy a house, not to mention having to "weigh and measure" the loan and interest rate problems, now customers only need to pay 10% of the value in advance to be able to sign the sales contract. By the time they receive the house in 2027, the buyer only needs to pay an average of only 8.6 million VND per month, as a savings amount. The investor will support 0% interest rate for up to 4 years after receiving the house, helping customers reduce financial pressure while still being able to own a luxury apartment.

In addition, customers also have many suitable financial options to flexibly choose if they want to receive the house earlier. Specifically, customers can choose to receive the house from 2025, paying in full with their own capital according to progress; or the bank supports loans up to 70% of the apartment value with 0% interest rate up to 18 months after receiving the house.

“So if I count the cost of my current living expenses and the cost of the new Zurich house, I still have enough to live comfortably, not to the point of being too frugal. That way I feel more motivated to strive, ” Van Ly shared.

ZR1 The Zurich offers an ideal living space for residents who love a green, civilized, and modern life.

Ideal life in the new center on the East bank of the capital

Vinhomes Ocean Park 1 - the new central city of the East of the Capital attracts tens of thousands of people to live and work because the urban area represents the modern, dynamic and civilized life of the successful class. For those working at Vinhomes Ocean Park 1, owning an apartment at ZR1 The Zurich brings a more perfect life when all the needs of living, business, starting a career and relaxing are fully met.

Residents working in the city center can also feel secure moving to The Zurich because the ZR1 building is located right at the gateway to the project with bus routes connecting to all parts of the city - especially suitable for those who love public transportation and a healthy green lifestyle at an extremely reasonable cost.

Sky Garden - a classy "sky garden" that helps residents at ZR1 The Zurich to relax or work in an extremely chill space.

Located next to Coral Lake - one of the two largest freshwater lakes in Vinhomes Ocean Park, the ZR1 The Zurich apartment fund offers residents a green - dynamic - balanced living environment with pure nature. Residents in the tower can also participate in vibrant recreational activities by the lake and exercise in the open green space.

The Swiss-style utility chain of ZR1 in particular and The Zurich in general recreates the exquisite and beautiful scenery of the most beautiful country in Europe with a 7.5m high clock tower, landscape lake, fountain, square, ... along with full facilities at the foot of the building to serve a comfortable and modern life. The spiritual and health life of residents of all ages is taken care of thanks to utilities such as sky garden, gym and yoga club, kid club, family game with interesting games for the whole family, ...

The top-notch living standards of ZR1 The Zurich are also reflected through the wall-to-wall handover standards, including wooden floors, sanitary equipment, air conditioning, kitchen cabinets, kitchen appliances, high-end door locks and Smart Home equipment, creating a comfortable and luxurious living environment right from the moment you move in.

Many real estate experts say that "Buying a house for 8 years without worrying about interest rates" is an extremely breakthrough sales policy, giving all customers the opportunity to settle down in a high-class apartment fund in the center of the new Eastern city, and at the same time is a blockbuster that creates a breakthrough effect to help the Northern real estate market explode in the second half of 2023.

CAO TUAN