20th bank joins the race to reduce deposit interest rates

Người Lao ĐộngNgười Lao Động12/03/2025

(NLDO) – As of March 12, 20 commercial banks have reduced deposit interest rates, with the highest reduction being 0.9 percentage points.


According to a reporter from Nguoi Lao Dong Newspaper on March 12, more banks continue to join the wave of interest rate reductions, following requests from the Government and the State Bank.

Banks have adjusted the deposit interest rate reduction from 0.1 to 0.9 percentage points depending on the term. For example, BVBank reduced the interest rate by 0.1 to 0.4 percentage points for terms from 6 to 60 months; for online deposits, this bank adjusted the maximum reduction by 0.4 percentage points when customers deposit for a long term of 24 months.

At Vietbank, customers who deposit at the counter for terms of 5-9 months will have their interest rates reduced by 0.3 percentage points; if customers deposit online, their interest rates will be reduced by the most, 0.4 percentage points, for terms of 2-4 months.

Ngân hàng thứ 20 tham gia cuộc đua giảm lãi suất tiền gửi- Ảnh 2.

Savings interest rates decrease rapidly

Many other banks such as Saigonbank, VIB, BaoVietBank... also reduced interest rates for many terms. The bank with the strongest reduction of 0.9% is Kienlongbank for online deposit terms; meanwhile, the reduction in interest rates at the counter is from 0.2 - 0.3%.

One bank that has adjusted its savings interest rates down five times since the end of February is Eximbank. The biggest reduction is from 0.6 to 0.8 percentage points in the "Long-term deposit with peace of mind" program for terms from 15 to 36 months...

Currently, the highest 12-month savings interest rate at BVBank is 5.65%/year; VietBank 5.5%/year; Saigonbank 5.6%/year; PGBank 5.5%/year; MBV (Oceabank) 5.7%/year; Vikki Bank 5.82%/year, VCBNeo 5.6%/year...

Statistics up to March 12, 20 commercial banks have adjusted interest rates down such as BVBank, MSB, Vietbank, Saigonbank, VIB, BaoVietBank, Kienlongbank, Eximbank, LPBank, BIDV, Techcombank, SHB...

Regarding interest rates, on March 9, the Prime Minister issued Official Dispatch No. 22/CD-TTg on a number of key tasks and solutions to reduce administrative procedures, improve the business environment, and promote socio-economic development. In particular, the State Bank was assigned to preside over and coordinate with the Ministry of Finance and relevant agencies to closely monitor interest rate developments and resolutely and effectively implement solutions to continue reducing lending interest rates.



Source: https://nld.com.vn/ngan-hang-thu-20-tham-gia-cuoc-dua-giam-lai-suat-tien-gui-196250312155910863.htm

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