In recent years, the An Giang Provincial Branch of the Vietnam Bank for Social Policies (VBSP) has focused on comprehensively directing all aspects of operations, promptly disbursing to meet the capital needs for production and business of poor and near-poor households and other policy beneficiaries. Thereby, helping thousands of people in the area access preferential loans to develop household economy, striving to escape poverty sustainably. In 2024, the socio-economic situation of Cao Bang province continued to change positively, achieving quite comprehensive results in the context of being heavily affected by natural disasters. One of the growth drivers of the province is the capital source of the National Target Program for Socio-Economic Development in Ethnic Minority and Mountainous Areas for the 2021-2030 period (National Target Program 1719). On the morning of December 14, in Hanoi, President Luong Cuong attended and delivered a speech at the National Scientific Conference: Vietnam People's Army, heroic tradition, glorious career, core force in building a strong national defense. The workshop was chaired by the Ministry of National Defense in coordination with the Central Propaganda Department, the Ministry of Public Security, and Cao Bang province. In an effort to implement the National Target Program (NTP) on sustainable poverty reduction, Son Duong district (Tuyen Quang province) has effectively implemented support policies, especially focusing on vocational training and job creation for people, bringing about remarkable progress in socio-economic development. In recent years, the An Giang Provincial Branch of the Vietnam Bank for Social Policies (VBSP) has focused on comprehensively directing all aspects of operations, promptly disbursing to meet the capital needs for production and business of poor and near-poor households and other policy beneficiaries. Thereby, helping thousands of people in the area access preferential loans to develop household economy, striving to escape poverty sustainably. The Regional Intelligence Department (B2) includes the H63, H67, H69 intelligence network within the heroic 316 Special Forces Brigade. The brigade completed its mission after the 1968 Mau Than battle in Saigon. But the intelligence network remained active until the day the South was completely liberated on April 30, 1975. On the afternoon of December 14, 2024, the Management Board of the Quan Ba District Development Support Program (LPB7A) coordinated with the Quan Ba District Youth Union and the AFV-Actionaid organization to award prizes for initiatives on environmental protection, climate change adaptation and youth start-up initiatives to projects with outstanding achievements. In the second match of Group B of the 2024 AFF Cup, the Lao team caused a big surprise when they tied with the Indonesian team after a thrilling chase. Summary news of the Ethnic and Development Newspaper. The morning news of December 14, there was the following notable information: 2 more national intangible cultural heritages in Binh Dinh. Bringing oriental medicine into tourism products. Artisans devote their youth to preserving Then heritage. Along with other news in ethnic minority and mountainous areas. In Son Duong (Tuyen Quang province), the Party Committee, government, departments and localities have been focusing on poverty reduction with a multidimensional approach. Solutions to create jobs, increase the rate of trained workers, and create sustainable livelihoods are considered important driving forces. In recent years, thanks to the promotion of ethnic programs and policies, the socio-economic situation of ethnic minority and mountainous areas in Thuan Chau district (Son La province) has had many developments. Economic development and social security indicators in ethnic minority areas in the district have been significantly improved. On December 14, Comrade Tran Thanh Man, Politburo member, Chairman of the National Assembly attended a meeting with voters in Hau Giang after the eighth session of the 15th National Assembly in person and online from the Hall of the Vi Thanh City Administrative Center to 6 connecting points in districts, towns and cities in the province. National Target Program on Socio-economic Development in Ethnic Minority and Mountainous Areas for the 2021-2030 period; Phase I: from 2021 - 2025 (abbreviated as National Target Program 1719) has been bringing many positive changes in the material and spiritual life of ethnic minority workers in Soc Trang, notably the implementation of Sub-project 3 under Project 5 of National Target Program 1719 on Vocational Education Development and Employment for Ethnic Minority and Mountainous Workers. However, the implementation of this Sub-project 3 still faces many difficulties and obstacles, requiring competent authorities to have appropriate solutions to improve efficiency and achieve the set goals. To better understand this content, the reporter of the Ethnic and Development newspaper had an interview with Ms. Luc Bich Phuc, Deputy Director of the Department of Labor, War Invalids and Social Affairs of Soc Trang province. On December 14, the Criminal Police Department, Dak Lak Provincial Police said that the unit had just issued a decision to prosecute and temporarily detain a group of 3 subjects who pretended to rent a self-driving car and then forged documents to mortgage, pawn or sell the car.
Mr. Thai Xuan Hoang, in Khanh Hoa commune, Chau Phu district, previously had many difficult economic conditions for his family. He himself did not have a stable job, and his family's income all year round only depended on a few hectares of rice, but often encountered the situation of a good harvest but the price dropped and vice versa. Therefore, the family's economy did not have the conditions to develop better. After that, he was given a loan from the Social Policy Bank under the job creation support loan program with the amount of 38 million VND.
With the above capital, Mr. Hoang has improved the gardening land, bought seeds, fertilizers... combined with technical support for growing longan from the District Department of Agriculture and Rural Development, learning from the experiences of farmers who grow longan effectively, he has grown 5,000m2 of longan. Through applying techniques, learning good and effective experiences combined with his own diligence, hard work and determination, by June 2023, Mr. Hoang's family's longan garden achieved high productivity, harvesting about 3,500kg/year and earning over 122.5 million VND.
“With the loan capital, the State supports the interest for the first 3 years, and the interest is paid in the remaining 2 years. Thanks to that support, after deducting all expenses, I have a profit of 97.5 million VND. From the effective investment results of capital from the credit program of the Vietnam Bank for Social Policies, I now have a stable job, a steady monthly income, contributing to the development of the family economy, a more spacious house, adequate family amenities, and the family's material and spiritual life has improved much more than before" - Mr. Hoang shared more.
Director of the An Giang Provincial Branch of the Social Policy Bank, Tran The Loan, said: Following the direction of the Board of Directors of the Social Policy Bank, the professional departments of the head office, the Provincial Party Committee, the People's Council, the People's Committee, the Representative Board of the Board of Directors (BOD) of the Provincial Social Policy Bank, the Provincial Branch closely coordinated with departments, branches, sectors, and socio-political organizations entrusted to focus on comprehensively directing all aspects of activities, aiming to effectively implement policy credit programs in the area. By November 30, 2024, the total capital reached VND 5,506.7 billion, an increase of VND 509.8 billion compared to 2023, a growth rate of 10.2%. The capital entrusted from the local budget was VND 350 billion; an increase of VND 50.6 billion, reaching 169% of the plan assigned in 2024 and accounting for 6.36% of the total capital.
The provincial branch of the Social Policy Bank has promptly assigned credit plan targets to the Social Policy Bank transaction offices of districts, towns and cities for implementation. The plan for outstanding loan growth is prioritized to focus on a number of credit programs for poor, near-poor, newly escaped poverty households, production and business households in difficult areas, students in difficult circumstances; supporting job creation, maintaining and expanding employment. The units have proactively advised the Board of Directors of the Social Policy Bank at all levels to assign plan targets, closely direct the organization of disbursement, contributing to improving the efficiency of using policy credit capital in the locality.
As of November 30, 2024, the total loan turnover was VND 1,560 billion, with 32,824 customers borrowing capital; compared to the same period in 2023, the loan turnover increased by VND 162.2 billion. The total debt collection turnover reached VND 1,048.6 billion, compared to the same period in 2023, the revenue increased by VND 335.5 billion. The provincial branch of the Vietnam Bank for Social Policies is implementing 20 policy credit programs, with a total outstanding debt of VND 5,495.6 billion, an increase of VND 505.6 billion, completing 98.07% of the plan assigned by the Central Government, with 150,381 customers with outstanding debt.
Up to now, social policy credit capital has helped 728,741 poor households and other key subjects to borrow capital, contributing to creating jobs for 85,088 local workers, helping to cover the study costs of 83,489 disadvantaged students; helping 4,290 workers to work abroad for a limited period. At the same time, disbursement of capital to 258,825 households to build and repair clean water and environmental sanitation works in rural areas... Thereby, actively contributing to poverty reduction, job creation, ensuring social security and building new rural areas, contributing to preventing "black credit" in the area.
Director of the An Giang Provincial Social Policy Bank Branch, Tran The Loan, requested that the specialized departments of the branch and the transaction offices of districts, towns and cities in the province focus on implementing the assigned credit growth plan for 2024. In particular, review the list of poor, near-poor and newly escaped poverty households that are eligible for timely disbursement when assigned additional targets; develop a plan to reduce the number of households, increase the loan level of programs, ensure effective capital investment, focus, and gradually increase the average outstanding loan balance/household. Focus on advising local Party committees and authorities at all levels to supplement local budget capital in 2024 (for units that have not met the assigned targets) and in 2025 to the Social Policy Bank for lending to the poor and policy beneficiaries.
In addition, continue to closely coordinate with Party committees, local authorities, and socio-political organizations entrusted to synchronously implement solutions to consolidate and improve credit quality. At the same time, improve the quality of debt collection, urge the collection of due debts, especially overdue debts; consolidate and improve the quality of operations of savings and loan groups. Analyze the causes and consolidate savings and loan groups classified as average, weak, with outstanding interest, high overdue debt ratio, and increase outstanding loans for groups with low outstanding loans. Strengthen propaganda and guidance for members of savings and loan groups to effectively use loan capital...
Source: https://baodantoc.vn/an-giang-hieu-qua-tu-cac-chuong-trinh-tin-dung-chinh-sach-xa-hoi-1734101270099.htm
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