Up to now, enterprises have always been an important driving force for economic growth, and at the same time, a strategic partner of the banking industry in the effort to optimize cash flow and effectively exploit financial resources to serve development goals. Understanding the urgent need for short-term capital to reactivate and expand production and business of this customer group, following the success of preferential loan packages continuously deployed in 2023, Bac A Commercial Joint Stock Bank (BAC A BANK) continues to launch the Short-term Interest Rate Incentive Package "With BAC A BANK - Golden Luck to Welcome Spring" with simple procedures, quick disbursement process and diverse and flexible application of collateral.
The total limit of the Program is up to 1,000 billion VND, implemented across the entire BAC A BANK system and regardless of the business sector or field of the enterprise, expected to last until January 31, 2024 or until the expected disbursement turnover is reached.
Accordingly, BAC A BANK offers preferential interest rates of only 7.5%/year for new or existing business customers to borrow additional working capital, with a maximum term of 3 months.
For loans with terms from 3 months to 12 months, this preferential interest rate is also fixed for the first 3 months. After that, the interest rate will be adjusted according to the personal savings interest rate, with a margin of only 3.4%/year. More attractively, with the goal of constantly sharing and supporting customers, BAC A BANK also applies a policy of exempting/reducing early repayment fees for each specific case.
In the context of Vietnam's current economic recovery, the program is expected to support businesses in accessing low-cost capital, improving operational efficiency and competitiveness, contributing to the overall development of the economy. Before that, BAC A BANK also officially extended the credit package "Preferential loans - Gratitude interest" until the end of the first quarter of 2024 and increased the total program limit to VND 5,000 billion, meeting the needs of businesses as quickly as possible. For details, please refer here.
With the orientation of building a sustainable cooperative relationship, mutual development, businesses transacting at BAC A BANK not only have the opportunity to access attractive interest rate capital, but also enjoy a series of preferential fee policies (from business account services, payroll services to guarantee issuance, trade finance, international payments), and at the same time receive professional and enthusiastic advice from a team of experienced staff.
BAC A BANK's corporate credit products are increasingly diversified, built according to the purpose of borrowing capital or the field of operation such as construction and installation, pharmaceutical industry, rice industry, high-tech agriculture... Designing specialized products helps BAC A BANK get closer to the financial needs of each group of businesses, customizing product features and utilities to optimize customer benefits. Along with attractive interest rate policies and fee incentives, BAC A BANK has been constantly striving to accompany businesses to realize business opportunities.
For detailed information, please visit the website www.baca-bank.vn, contact BAC A BANK branches/transaction offices or Customer Care Center: 1800 588 828.
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