Ms. Thuy (office worker, currently living in Hanoi) said: “In addition to the cash to give to both sets of parents and lucky money to the children, I use credit cards for most of my purchases during Tet because of the convenience and attractive promotions. I always have a Bac A Bank credit card in my wallet and have recommended it to many friends and relatives to open one, because the bank continuously applies many competitive policies of free annual fees, cashback, etc.”

picture 1.jpg

Choosing the same payment method as Ms. Thuy, Mr. Kien also "spent a lot" on furniture to renew his house at the end of the year thanks to the advantage of spending first and paying later of the multi-purpose credit card. "Every month, I can easily pay off the card balance via the Bac A Bank Mobile Banking application, which is convenient, fast and does not incur interest," Mr. Kien shared.

Since its launch, the Bac A Bank MasterCard international credit card has gradually become a smart and flexible payment solution for many shopping enthusiasts. Cashback on transactions up to 6 million VND/year, 20% discount on bills at Golden Gate restaurant chain, free foreign currency transactions, unlimited reward points accumulation to redeem gifts... are the outstanding incentives that make this a "powerful" card that is causing a fever in the market. Recently, Bac A Bank was honored by the international card organization MasterCard in the award category "Bank with the largest growth rate and credit card spending in 2024".

Understanding the psychology of users, welcoming the new year with increased spending needs, from January 1, 2025 to March 31, 2025, Bac A Bank is excited to launch the program "0 VND Card - Spring of Fortune". Accordingly, customers who open a new Bac A Bank MasterCard Cashback Platinum or Bac A Bank MasterCard Rewards Gold credit card will have the first 3 years to enjoy the "0 VND" annual fee policy, thereby saving a significant amount to prioritize shopping goals.

picture 2.png

The conditions for participation are very simple, the card is successfully issued during the program period, the cardholder only needs to generate transactions (excluding cash withdrawals) of at least 2 million VND within 45 days from the card issuance date.

With the motto of putting customer benefits at the center, Bac A Bank has been constantly striving to bring optimal benefits and experiences to customers. Practical incentives that help cardholders spend more easily and have a more enjoyable "shopping" time such as free annual fees, cashback, discounts thanks to cooperation with many reputable partners... are also given special attention by Bac A Bank, both attracting a large number of users and contributing to bringing the cashless payment ecosystem closer to the community.

To enjoy all the attractive privileges, customers can register to open a card online right on the Bac A Bank Mobile Banking application or visit the nearest Bac A Bank branch/transaction office. Visit the website cards.baca-bank.vn or Customer Care Center 1800588828 for more detailed information.

Bui Huy