Shopping for Tet early is a trend, a popular choice, because the general mentality is that if you wait too close to Tet, the amount of goods may be scarce and prices will inevitably increase. At a time when salaries and bonuses are not ready, finances are somewhat "tight", credit cards become a powerful "assistant" to help many people solve the problem: a full Tet but rationalizing spending. Ms. Thuy (office worker, currently living in Hanoi) said: "In addition to the cash to give to parents on both sides and lucky money to children, I use credit cards for most of my Tet purchases, because of the convenience and attractive promotions. I always have a BAC A BANK credit card in my wallet and have introduced many friends and relatives to open one, because the bank continuously applies many policies of annual fee waiver, cashback... extremely competitive".
Choosing the same payment method as Ms. Thuy, Mr. Kien also "spent a lot" on furniture to renew his house at the end of the year thanks to the advantage of spending first and paying later of the multi-purpose credit card. "Every month, I easily pay off the remaining balance via the BAC A BANK Mobile Banking application, which is convenient, fast and does not incur interest" - he excitedly shared. Indeed, since its launch, the BAC A BANK MasterCard international credit card has gradually become a smart and flexible payment solution for many shopping enthusiasts. Cashback on transactions up to 6 million VND/year, 20% discount on bills at the Golden Gate restaurant chain, free foreign currency transactions, unlimited reward points accumulation to redeem gifts... are the outstanding incentives that make this a "powerful" card that continuously creates a fever in the market. Recently, BAC A BANK was honored by the international card organization MasterCard in the award category "Bank with the largest growth rate and credit card spending in 2024". Understanding the psychology of users, welcoming the new year with strong spending growth, from January 1, 2025 to March 31, 2025, BAC A BANK enthusiastically launched the program "0 VND Card - Spring of Fortune". Accordingly, customers who open a new BAC A BANK MasterCard Cashback Platinum or BAC A BANK MasterCard Rewards Gold credit card will have the first 3 years to enjoy the "0 VND" annual fee policy, thereby saving a significant amount to prioritize shopping goals.
The conditions for participation are very simple, the card is successfully issued during the Program period, the cardholder only needs to generate transactions (excluding cash withdrawals) of at least VND 2,000,000 within 45 days from the date of card issuance. With the principle of putting customer benefits first, BAC A BANK has been constantly striving to bring optimal utilities and experiences to customers. Practical incentives to help cardholders spend more easily, have a more enjoyable "shopping" time such as free annual fees, refunds, discounts thanks to cooperation with many reputable partners... are also given special attention by BAC A BANK, both attracting a large number of users and contributing to bringing the cashless payment ecosystem closer to the community. To enjoy all the attractive privileges, customers can register to open a card online right on the BAC A BANK Mobile Banking application or visit the nearest BAC A BANK branch/transaction office. Please visit the website cards.baca-bank.vn or Customer Service Center 1800588828 for more details.
Source: https://baodautu.vn/sam-tet-thanh-thoi-cung-the-tin-dung-bac-a-bank-khach-hang-nhan-them-3-nam-mien-phi-thuong-nien-d239788.html 
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