TPBank has just launched a unique, special, and “trendy” card line – Flash 2in1. According to the announcement, Purple Bank will successively launch a series of card designs in collections such as Slogan Series, Tarot Series, Ngu Hanh Series… for customers to freely choose according to their wishes and preferences.
During the first days of official opening, the demand for card opening at TPBank headquarters increased dramatically, creating a fever that caused the 2in1 Flash card product to be constantly out of stock.
2in1 Flash Cards: Unique - Different
TPBank Visa Flash 2in1, as the name suggests, integrates a credit card and an ATM card in the same chip. This technology is superior to the usual 2-chip cards on one card. When opened, the Flash 2in1 card will look like an international ATM card (debit card or international payment card).
After 3 months of use and transactions, the cardholder will be automatically granted a credit limit when meeting certain conditions on spending, deposit balance, etc., and the card will truly become a "2in1". At that time, the cardholder can flexibly choose the source of funds to make transactions.
Cardholders can choose the source of funds as a payment account for withdrawal transactions at TPBank LiveBank 24/7, or domestic and international ATMs. When there is a need to spend online, shop, or pay in installments to receive a refund of up to 10%, users can use the source of funds within the credit limit. Or vice versa, customers can change the source of funds with a few operations on the TPBank App, choose to spend from the payment account to receive unlimited points.
Artificial intelligence (AI) technology combined with big data will analyze and automatically suggest credit limits for each customer. Therefore, cardholders will not need to submit applications or request to increase the limit. The higher the spending value, or the larger the average balance in the account, the higher the credit limit granted.
As a multi-purpose card, the Flash 2in1 card gives customers double benefits, including points accumulation and cashback. When spending from a payment account, customers earn unlimited points. When spending from a credit limit, customers receive up to 10% cashback. The Flash 2in1 card is currently one of the cards with the most attractive cashback incentives at TPBank in the same segment.
In addition, the 2in1 Flash card always has short-term "huge" promotions in many fields: F&B, travel, shopping...
Thanks to the application of advanced technology, opening a 2in1 Flash card is easier and faster than ever. The card is pre-printed, issued first - identified later. If previously, users had to wait about 7 - 10 days from registration until receiving the physical card, with this card line, customers can choose their favorite card model from dozens of available diverse designs.
After just one minute of identification on the TPBank App with a QR scan on the card face and a few simple authentication steps, the 2in1 Flash card is ready to use and spend.
As technology develops, the need for privacy protection is increasing. Understanding that, TPBank's 2in1 Flash card line does not print the customer's name on the card, helping to ensure maximum information security. All card information is stored and displayed on the TPBank Mobile application. Therefore, even if the card is dropped or lost, thieves cannot use your card or steal information.
Revealing "cool" collections
TPBank’s strategy for developing any service or product revolves around the focus of personalizing the user experience – “Banking with My Style”. This goal helps TPBank create unique products that leave a deep impression on customers. And card products are no exception.
If in 2022, TPBank leads the "banking" trend with the launch of a collection of 5 personalized features including: Face payment (FacePay), easy money transfer like chat (ChatPay), voice payment (VoicePay), Nickname account, MeZone interface customized to your preferences.
In 2023, TPBank empowers customers to Choose Experience, Be Me with a 2in1 Flash card collection so that everyone can choose their favorite card and choose their own experience.
It is expected that by early 2024, TPBank will successively launch 2in1 Flash card collections with nearly dozens of extremely diverse designs, inspired by portraits and lifestyles of young people. TPBank ensures that each customer who comes to open a card will choose a card design that fits their own "taste", from youthful, dynamic to individual and luxurious. As a bank known for its strength in image and brand, TPBank is confident in creating breakthroughs, satisfying the most demanding users.
TPBank introduces the first two 2in1 Flash card collections including Slogan Series - for young people "Choose a statement, be unique" and Ngu Hanh Series with the message "Choose a compound card, be unique". After only a few days of opening for sale, thousands of 2in1 Flash cards have been activated and received a series of positive reactions from young people and users.
Ha My (Quang Ninh, 20 years old) shared: “The unique design of the TPBank Flash 2in1 card is very impressive. The way to open the card is also quite simple, so I opened a Slogan card with the message Go Explore because I am a travel enthusiast”.
In addition to a wide range of design options, with Flash 2in1, each customer segment will be able to choose a card with a collection of incentives that suit their needs. For example, young customers can choose incentives related to modern lifestyle and consumption such as online shopping, travel, fashion, consumption for their own interests, etc.
Customers such as shop owners and business people can choose lucky feng shui cards with incentives when spending on advertising and paying bills for their stores or businesses.
“ A card that integrates all spending needs, is easy to manage, has a beautiful design, many incentives, and cashback, there is no reason not to try it, especially for a businessman like me. My destiny is Fire, so I chose the Wood card - my compatible destiny - with the hope of having enough wealth and a smooth business ”, Mr. Quyet (30 years old, Hanoi) shared.
The sophistication in each design, both in form and in the incentives of the 2in1 Flash card, shows TPBank's dedication to research in each product, understanding the desires of customers. Even beyond those desires, TPBank gives its customers the right to choose, to design their own personal financial style.
Pioneering in applying AI and Big Data to create trends and different experiences
Once unimaginable, today, the trends of opening cards online, personalizing cards, physical cards without printed names, virtual cards, 2-in-1 cards... are no longer strange. At TPBank, customers will experience all the newest and most modern card technologies on the market. It can be said that entering the technology game early has helped TPBank possess outstanding advantages in bank card services.
In digitizing card issuance methods, TPBank is far ahead of other banks. At the end of 2016, TPBank launched the automatic bank TPBank LiveBank 24/7 for the first time in Vietnam, causing a big stir in the market. At LiveBank 24/7, customers can open an account, open a bank card and receive the card quickly after 5 minutes, regardless of day or night.
This is really causing a stir, because 6-7 years ago, to open a bank card, people needed to go to a branch or transaction office to register and had to wait a while to receive a physical card.
TPBank is also a pioneer in allowing customers to open debit cards and credit cards online on the TPBank Mobile application. Especially with credit cards, TPBank has used AI & Big Data technology to issue credit limits completely automatically and 100% online with card lines such as TPBank Visa EVO; TPBank Visa Classic, Gold, Platinum; TPBank JCB.
If in the past it took 1-2 weeks to successfully issue a credit card, going through many steps of documentation and appraisal, now you can register to open a TPBank credit card without proof of income, and use the card immediately after 15 minutes. After a few days, the physical credit card will be delivered to the registered address.
Not only at the card opening step, TPBank also creates a convenient and superior experience for users throughout the usage process. Currently, TPBank has 14 different credit and debit card lines with diverse features and privileges to suit customer needs. Each card type has its own incentives. For example, TPBank Visa card line with diverse culinary Buffet Deal incentives at famous restaurants; TPBank JCB card line with high points accumulation and incentives suitable for followers of Japanese culture...
In addition, TPBank supports payment by both Apple Pay and Google Wallet. Just integrate TPBank Visa card into Apple and Google wallet, your mobile device will become a wallet, an instant card.
The combination of the above factors has helped TPBank record strong growth in both the number of cards issued and transaction value. Credit card activities have exploded with sales increasing exponentially. In 2022, the number of new international cards opened by customers at TPBank increased 2.5 times compared to the previous year, while spending increased nearly 2 times. TPBank customers use cards more than twice as often as the industry average.
As one of the youngest banks in Vietnam with 15 years of establishment and development, TPBank is dynamic and initiates the latest trends in the market, and creates trends in the financial industry. Thanks to early orientation right from the restructuring, using technology as the key to breakthrough and acceleration, TPBank has reached the group of leading financial institutions in Vietnam, entering the lives of more than 10 million customers.
At the same time, investing in technology is also the foundation for TPBank to create diverse experiences and products that suit each customer's needs and help users choose the right service for themselves. TPBank's pioneering and leading steps have brought the concept of "super personalization" closer to Vietnamese users. Coming to Purple Bank, customers feel understood with products that are "tailored" for them.
See details at: https://tpb.vn/chon-trai-nghiem-tron-chat-toi
Bao Anh
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