Investment channel attracts people

According to data from the State Bank, by the end of March 2024, total customer deposits at the credit institution system were over VND 13.3 million billion, an increase of nearly VND 143 trillion compared to February. Both individual deposits and economic organization deposits grew positively in March. Of which, deposits from residents set a new record, reaching over VND 6.67 million billion, an increase of nearly VND 39 trillion in March.

The above figures show that the strong attraction of savings has proven its value in meeting people's financial needs, while opening up new opportunities for financial security and stability. Thanks to the strong development of technology, that attraction is even more attractive through online savings programs with many benefits.

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By the end of March 2024, total customer deposits at the credit institution system were more than 13.3 million billion VND, an increase of nearly 143 trillion VND compared to February.

Benefits beyond expectations of online savings

When thinking about saving money online, safety is always the top priority that people look for from banks. Currently, banks have applied advanced biometric technology to protect all customer transactions.

In addition to protecting accounts from potential risks, this technology also brings maximum convenience. Customers can make transactions right at home or anywhere via mobile devices or computers, without worrying about exposing personal information or accounts.

The online savings program also brings outstanding convenience when customers can make any transaction anytime and anywhere. No more wasting time going to the bank to wait in line, or worrying about branch hours; with a few clicks or touches on the screen, customers can open a savings account, check balances, and make other transactions quickly and easily.

With the application of advanced technology, digital banking applications and platforms today often come with many tools to support smart financial management. Customers can easily track and manage their savings accounts, receive notifications about transactions, interest rates as well as promotions. This helps customers have an overview and details of their personal financial situation, thereby making more reasonable investment and savings decisions.

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Eximbank's online savings program has the highest interest rate on the market and outstanding convenience for users.

In particular, the factor that customers are most interested in when researching online savings programs is interest rates. Banks have launched savings packages with preferential interest rates to meet people's needs.

The most outstanding are Eximbank's 3-month, 4-month and 6-month savings packages with interest rates of 4.3%/year, 4.7%/year and 5.2%/year, respectively. With this interest rate, Eximbank is currently the bank paying the highest interest rate for 3-month, 4-month and 6-month deposits. The interest rate from Eximbank's online savings program is even higher than when deposited at the counter, up to 1.2%/year, bringing optimal value to customers' deposits.

With these outstanding benefits, Eximbank's online savings program is not only a smart investment choice but also a big step forward in personal financial management. Switching to online savings helps customers not only feel secure about financial security but also optimize deposit profits.

Vinh Phu