Nghe An Province Police are investigating a case in which a gold shop in Yen Thanh District opened savings accounts like a bank, mobilizing capital from people.
People in Yen Thanh district, Nghe An province sent a petition to denounce a gold shop that opened savings books like a bank - Photo: DOAN HOA
On the morning of November 21, information from the Investigation Police Agency of Nghe An Province Police said that the unit was handling information about the crime of Mr. VDL and citizens in Yen Thanh district who denounced Mr. Nguyen Vinh Tam and Mrs. Dau Thi Nham - residing in Cong Thanh commune, Yen Thanh district (owner of Tam Nham private gold and silver enterprise) - for abusing trust to appropriate property through the form of mobilizing savings deposits using "savings books" with an interest rate of 9.6%/year.
Investigating the case of a gold shop in Nghe An opening a savings account like a bank and then declaring bankruptcy - Video: DOAN HOA
However, when the time came to pay back the principal and interest, despite having the conditions and ability, Mr. Tam and his wife deliberately did not pay in order to appropriate the property. The incident occurred in 2015-2016 in Yen Thanh district, Nghe An province.
The Investigation Police Agency of Nghe An Province Police informs people who have deposited money through the form of "savings book" at Tam Nham Gold and Silver Private Enterprise and have not returned the full amount of the deposit to Yen Thanh District Police and the Investigation Police Agency of Nghe An Province Police to file a complaint about the crime and take statements.
This is the incident that Tuoi Tre Online reported in the article "Gold shop opens 'savings books' like a bank, old people burst into tears because they lost money" on January 5, 2024.
In an urgent appeal to the authorities, many people in Yen Thanh district stated: Before 2017, because they trusted the Tam Nham gold and silver shop to raise capital with high interest rates, they deposited money and were given a "savings book" by the gold shop owner.
However, when the deadline came for people to withdraw money recorded in the "savings book", the owner of this gold shop declared bankruptcy.
Inside the savings book that the gold shop gives to people is the red seal of the business with the customer's information, interest rate, term... just like a bank savings book - Photo: DOAN HOA
The common point of the "savings books" that Tam Nham gold shop gave to people was that they did not have a book number. The content inside was a savings fund with the red seal of the business along with the customer's information, interest rate, term... similar to a bank's savings book.
At that time, answering Tuoi Tre Online , Mr. Nguyen Vinh Tam - owner of private enterprise Tam Nham - said that he was also a victim in this incident.
Because some other individuals who borrowed from him and his wife went bankrupt and fled, his business lost its liquidity.
His family has sold assets and land to pay back 196 people for more than 22 billion VND and still owes people about more than 9 billion VND.
According to the State Bank of Vietnam, Nghe An branch, comparing the operating license of Tam Nham enterprise in 2005 shows that this enterprise is not licensed for banking activities.
Therefore, this business issues savings books and mobilizes deposits from people illegally.
Source: https://tuoitre.vn/cong-an-vao-cuoc-vu-tiem-vang-mo-so-tiet-kiem-nhu-ngan-hang-20241121083742236.htm
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