>> Agribank Luc Yen Bac Yen Bai Branch supports housing construction for poor households in Luc Yen
>> Agribank Luc Yen promotes the exemplary vanguard role of party members
Agribank Luc Yen Branch (Agribank Bac Yen Bai) is currently implementing a variety of lending programs to serve the development of agriculture and rural areas. These include investment in rural infrastructure construction; processing and consumption of agricultural products; trading in agricultural and forestry products and services; industrial production, trade and non-agricultural services; consumption in rural areas and according to the Government's economic programs.
To ensure capital, every year, the unit assigns specific capital mobilization targets to each officer and group; regularly improves credit quality, classifies and selects customers and effective projects for investment.
In particular, actively coordinate with establishments, organizations, and unions to effectively mobilize and provide loans to households and businesses operating in the agricultural and rural sectors.
Credit Officer Agribank Luc Yen Bac Yen Bai Branch guides people through loan procedures.
As a customer who has borrowed capital from Agribank, Luc Yen Bac Yen Bai Branch for more than 10 years to develop production, Mr. Luc Van Danh in Xuan Yen village, Minh Xuan commune is very excited because he has capital support to change the structure of crops and livestock to bring economic efficiency. During the process of completing the application, Mr. Danh was enthusiastically guided by credit officers, and the application procedures were carried out quickly.
In addition, with the business goal of targeting all customers, innovating service style and improving the quality of banking services, before the impact and influence of storm No. 3 YAGI, Agribank Luc Yen Bac Yen Bai Branch has reduced lending interest rates for 178 affected borrowers.
In 2024, Agribank Luc Yen Bac Yen Bai Branch provided capital to 6,035 customers with a total outstanding loan of over VND 1,420 billion, reaching 102.9% of the annual plan. This support has helped people have capital for production, boldly change the structure of crops and livestock, bringing high economic efficiency.
In 2025, Agribank Luc Yen Bac Yen Bai Branch aims to grow by 10% compared to 2024, of which outstanding loans will increase by VND 1,562 billion and capital will be VND 1,158 billion. To achieve the above goal, Agribank Luc Yen Bac Yen Bai Branch has developed and assigned a 2025 business plan suitable for units and individuals to ensure close adherence to solutions; evaluate the implementation results of appropriate and substantial plan targets in the direction of encouraging growth from the beginning of the year.
Along with that, continue to improve the quality of human resources to meet the requirements of business operations in the new period; focus on capital mobilization to increase capital sources according to plan; maintain and promote capital mobilized from the population; proactively approach, search and select, screen customers, continue the policy of increasing the proportion of loans to corporate customers; focus on expanding retail customers associated with product and service development...
Thu Trang - Duc Toan
Source: https://baoyenbai.com.vn/12/347756/Agribank-Chi-nhanh-Luc-Yen-Bac-Yen-Bai-phan-dau-tang-truong-10.aspx
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