KienlongBank accompanies business households in the OCOP preferential loan program

In order to realize the Prime Minister's policy on new rural development, Kienlong Commercial Joint Stock Bank (KienlongBank) officially launched a preferential loan package with a total loan limit of up to VND 1,000 billion from March 2025.

30 years of accompanying development under the motto "Willing to share", KienlongBank has brought many opportunities to access preferential capital sources for business owners, especially owners of products certified by OCOP from 3 stars or higher. Specifically, in the loan package Accompanying the OCOP program, customers will enjoy attractive preferential loan interest rates according to the scale: reduced by up to 0.2%/year for 3-star OCOP products, reduced by up to 0.5%/year for 4-star products and especially reduced by up to 1.0%/year for 5-star OCOP products.

KienlongBank representative shared: "The program not only has economic significance but also demonstrates the bank's social responsibility in preserving and developing regional products. Thereby, we contribute to increasing people's income, promoting local economic development, and at the same time implementing sustainable credit orientation according to the bank's ESG project. This is also one of the contents that helps the bank to approach more deeply into specific sectors and industries in localities, thereby building niche and separate products".

OCOP products belong to 6 main areas: food; beverages; medicinal herbs; handicrafts; ornamental plants and community tourism services. These products not only have economic value but also represent the unique cultural identity of each locality.

With attractive incentives from KienlongBank, OCOP product business owners will have more resources to improve quality, expand production scale and build sustainable brands. This is also KienlongBank's way of affirming its position in the field of agricultural and rural finance - a market segment that the bank has always paid special attention to during its 30 years of operation.

To participate in the program, customers need to meet specific conditions:

- Have a business registration certificate.

- Produce, process or trade at least 01 product that has been granted an OCOP Certificate of 3 stars or higher, still valid at the time of approval.

- Meet the loan conditions as prescribed by KienLongBank.

The program is deployed throughout the KienlongBank system. Interested customers can directly contact KienlongBank branches/transaction offices nationwide or visit the bank's official website for more details.

PV

Source: https://congthuong.vn/kienlongbank-dong-hanh-ho-kinh-doanh-chuong-trinh-vay-uu-dai-ocop-379938.html