Following the Prime Minister's direction requiring banks to quickly reduce interest rates so that businesses, depositors and banks can share simultaneously and synchronously, in order to expand investment, mobilize capital, lend capital and use capital effectively to achieve the GDP target of over 8% in 2025, many banks have taken positive actions to reduce deposit interest rates as well as lending interest rates.
In order to accompany women - the customer group that SeABank has always prioritized in supporting in recent years, SeABank has launched the program "Loan incentives for members of the Vietnam Women's Union" with attractive unsecured loan interest rates from only 1.2%/month equivalent to 14.5%/year, down to 2.38% compared to the current policy. This is a preferential interest rate for unsecured loans that is very competitive in the market as well as compared to other financial institutions. The credit limit of this preferential package is up to 300 billion VND.
Accordingly, female customers are granted a maximum loan limit of 100 million VND depending on their needs, without requiring collateral, with simple and quick loan procedures and some fee incentives.
With the goal of becoming a pioneer bank in supporting women's sustainable development, and understanding the challenges that women face in the process of starting a business, since 2016, SeABank has cooperated with the Vietnam Women's Union to provide SeAWomen loan products - exclusively for all members of the Women's Union.
When using SeAWomen products, female customers receive many incentives and maximum support in procedures and loan documents to ensure customers receive the fastest disbursement. The application of an attractive interest rate of 1.2%/month demonstrates the commitment to accompany women in their journey of starting a business and developing the economy, a positive move by SeABank to share the difficulties of businesses and people, contributing to eliminating black credit, towards sustainable socio-economic development.
Along with this incentive, from now until April 30, 2025, SeABank also offers a credit package of VND 5,000 billion for individual customers with secured loans to serve capital needs such as home loans, consumer loans, loans to repay debts early at other credit institutions... with interest rates from only 6.5%/year.
For more details about the promotion program, customers can contact the nearest SeABank transaction points, via hotline 1900 555 587 or website www.seabank.com.vn, SeABank fanpage.
Established in 1994, SeABank is one of the leading joint stock commercial banks in Vietnam with nearly 4 million customers, nearly 5,500 employees and 181 transaction points nationwide. SeABank's goal is to become a typical retail bank with a customer-centric strategy by providing a diverse system of financial products and services to individuals, small businesses and large enterprises. SeABank is considered one of the pillars in the banking system with a charter capital of VND 28,350 billion, ranked Ba3 by Moody's in many important categories, and is one of the first banks to implement Basel III international risk management standards.
According to the development strategy of "Digital Convergence", SeABank focuses on digitizing products and services as well as applying technology in internal operations and investing in building modern technology infrastructure to optimize processes, increase operational efficiency, bring customers a different experience of digital banking services, aiming to become the most favorite retail bank.
Source: https://baodautu.vn/seabank-trien-khai-goi-vay-tin-chap-300-ty-dong-lai-suat-uu-dai-danh-cho-phu-nu-d256286.html
Comment (0)