Vietnam Public Joint Stock Commercial Bank (PVcomBank) has launched a preferential credit package 'New journey, live your dream' with interest rates starting from only 3.99%/year.
PVcomBank launches preferential credit package with interest rate below 4%/year - Photo: PVC
Realize the dream of building a good life
This is a preferential credit package implemented until the end of January 2026, with the goal of realizing the dream of building a good life for customers with optimal financial solutions, focusing on the segment of individual customers borrowing to buy houses as well as business households and small traders with loan needs to serve production and business.
Accordingly, individuals who need to borrow to buy real estate or housing can easily access preferential loans with a limit of up to 85% of the property value, up to 50 billion VND, and a loan term of up to 35 years.
In particular, borrowers will enjoy competitive preferential interest rates compared to the general market level - from only 3.99%/year, with a principal-free period of up to 36 months.
The bank's policy is considered suitable for the financial conditions as well as the actual debt repayment ability of customers, especially young people, newly married couples... who are in need of buying a house, thereby creating maximum conditions to help customers reduce financial pressure and gradually achieve the goal of owning a house in the long term.
In addition to attractive interest rate incentives, the Bank is also particularly flexible in terms of income proof options, principal and interest repayment methods, and simplifies procedures and paperwork to the maximum, creating conditions for customers to receive early disbursement.
Contribute to bringing new credit into the economy
PVcomBank's credit solutions will aim to create maximum conditions to help people, especially young customers and newly married people... have the opportunity to own a house at a reasonable and competitive cost compared to the market - Photo: NGOC HIEN
Sharing about the preferential credit package, the Bank representative said: "For the real estate sector, loans for buying houses and apartments, PVcomBank's credit solutions will aim to create maximum conditions to help people, especially young customers, newly married people... have the opportunity to own a house at a reasonable cost and competitive with the market.
This is also an activity affirming PVcomBank's accompanying role with the State Bank in implementing the Government's direction on promoting research and implementing preferential credit packages to develop housing for young people."
In addition, the Bank representative also expects the credit package "New Journey, Live Your Dream" to be a necessary "catalyst" to contribute to bringing new credit sources into the economy, thereby creating development momentum for production and business activities, especially in the micro-small enterprise (m.SME) customer segment.
Specifically, individual customers who are small traders, business households, etc. can seek solutions to supplement working capital from the Bank to serve timely production and business purposes with interest rates from only 5.19%, up to a maximum of 10 billion VND.
Along with streamlining procedures and paperwork to approve loans quickly within 24 hours, the Bank also provides a one-time limit - which can be used within 3 years, thereby helping customers to be flexible in managing and using capital according to actual business needs.
The Bank's efforts in implementing preferential credit packages related to many important areas are a stimulus move, providing comprehensive solutions so that people can build a good life, fulfill their dream of owning a house, develop their business, etc.
This shows the spirit of PVcomBank in its mission to accompany the State and the entire banking industry in synchronously implementing solutions to support people and businesses in accessing preferential and flexible capital sources, contributing to promoting economic development, towards the target of GDP growth of over 8% in 2025.
Source: https://tuoitre.vn/pvcombank-uu-dai-voi-lai-suat-chua-den-4-nam-20250310115138353.htm
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