According to a survey by Lao Dong Newspaper reporters, in the Big 4 banking group, the highest savings interest rate is currently 5%/year. Specifically, at BIDV, customers depositing money for 24 - 36 months will receive the highest interest rate of 5.0%/year. For a term of 1 or 2 months, BIDV lists the interest rate at 1.9%/year. For terms of 3 - 5 months, it is 2.2%/year; from 6 - 9 months, it is 3.2%/year. Customers depositing money for 12 - 18 months receive an interest rate of 5%/year.
With the highest interest rate of 5%, Vietinbank offers it for deposits from 24 to over 36 months. From 1 to under 3 months, this bank lists the interest rate at 1.9%/year; from 3 to under 6 months is 2.2%/year; from 6 to under 12 months is 3.2%/year. Terms from 12 months to under 24 months will be at 4.8%/year.
Next on the list is Agribank, which has listed the highest interest rate of 4.9% per year for a 24-month term. In addition, for 1-month and 2-month terms, Agribank currently sets the interest rate at 1.7% per year. For 3-5 month terms, the interest rate is 2.0% per year. Agribank's savings interest rate for terms from 6 to 11 months is 3.0% per year. Customers who deposit for 12 to 18 months receive an interest rate of 4.8% per year.
At the bottom of this list is Vietcombank with the highest interest rate of only 4.7%/year for savings deposits and terms from 12 to 60 months. For 1 and 2 months, Vietcombank listed the interest rate at 1.7%/year. For 3-month terms, it is 2.0%/year and for 6-9 months, it is 3.0%/year.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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