According to statistics, there are 11 commercial banks applying deposit interest rates of 6%/year or higher.

Among them, the highest mobilization interest rate of 6.3%/year is applied by An Binh Commercial Joint Stock Bank (ABBank) for 24-month online deposits and Indovina Commercial Bank Limited (IVB) for deposits of 24 months or more.

Both banks are also maintaining interest rates of 6.1% - 6.2% per year for other savings terms. In particular, IVB listed an interest rate of 6.1% per year for customers with 18-month savings terms. ABB listed an interest rate of 6.2% per year for 15- and 18-month terms.

Meanwhile, the remaining banks in the group of banks paying interest rates of 6%/year or more include:

Bac A Bank lists interest rates of up to 6.15%/year with deposit terms from 18-36 months.

SHB applies an online mobilization interest rate of 6.1%/year for term deposits of 36 months or more; Saigonbank also applies this interest rate for a term of 36 months.

In addition, Saigonbank is listing a bank interest rate of 6%/year for online deposits with terms from 13-24 months.

The 6.1%/year interest rate has long been listed by OceanBank and DongA Bank for savings deposits with terms from 18-36 months.

In addition, DongA Bank is listing an interest rate of 6%/year for 13-month term deposits. This bank also pays interest rates of up to 7.5%/year for 13-month term deposits if customers deposit 200 billion VND or more.

GPBank also recently raised interest rates to 6.05%/year for online deposits with terms from 13-36 months, thereby becoming the bank maintaining the best interest rates for deposits under 18 months.

Banks such as BaoViet Bank and BVBank are also listing interest rates of 6%/year for online deposits with terms from 15-36 months. Meanwhile, Viet A Bank has recently raised its interest rate for 36-month terms to 6%/year.

In addition, some banks such as PGBank and PVCombank, although not publicly including these interest rates in the official deposit interest rate table, still place signs inviting interest rates from 6% - 6.1%/year at transaction points.

According to statistics, 13 banks have increased their deposit interest rates since the beginning of November, including: BaoViet Bank, HDBank, GPBank, LPBank, Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank, Techcombank, ABBank and VietBank. Of which, ABBank, Agribank and VIB are the banks that have increased their interest rates twice since the beginning of the month.

On the contrary, ABBank is the only bank that reduces deposit interest rates, with a reduction of 0.1%/year for a 12-month term.

INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 21, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 2.9 3.6 3.6 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 4.1 5.5 5.6 5.8 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4.35 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.4 3.92 5.25 5.6 5.95 6.05
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
IVB 3.8 4.1 5.1 5.1 5.8 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.5 5.8
MB 3.5 3.9 4.5 4.5 5.1 5.1
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 4.5 4.7 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.6 3.9 4.8 4.8 5.3
VIET A BANK 3.7 4 5.2 5.4 5.7 5.9
VIETBANK 3.9 4.1 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3
Increasing interest rates, Agribank is leaving the Big4 group far behind in terms of deposit interest rates

Increasing interest rates, Agribank is leaving the Big4 group far behind in terms of deposit interest rates

The Bank for Agriculture and Rural Development (Agribank) surprised everyone when it took the lead in increasing deposit interest rates for 4 consecutive months to become the champion in the Big4 group for many terms.
From November 20, new regulations on deposit interest rates will apply.

From November 20, new regulations on deposit interest rates will apply.

Decision No. 2410 and 2411 of the Governor of the State Bank of Vietnam (SBV) will take effect from November 20, regulating deposit interest rates for US dollars and Vietnamese Dong.
Which bank is paying the highest tiered deposit interest rate?

Which bank is paying the highest tiered deposit interest rate?

Some banks such as Techcombank, ACB, Bac A Bank, VPBank,… are listing tiered deposit interest rates with incentives for customers with high deposit balances.