Vietnam Technological and Commercial Joint Stock Bank (Techcombank) has just reduced its deposit interest rates for terms of 1-5 months. The 1-2 month term has decreased by 0.4 percentage points to 2.35%/year, and the 3-5 month term has decreased sharply by 0.5 percentage points to 2.65%/year.

Techcombank keeps the interest rates for the remaining deposit terms unchanged. The 6-8 month term is 3.75%/year, the 9-11 month term is 3.8%/year and the 12-36 month term is 4.75%/year.

The highest interest rate at Techcombank is currently 4.75%/year (for deposits of 12 months or more).

After 4 consecutive decreases in January, deposit interest rates at Viet A Commercial Joint Stock Bank (Viet A Bank) continued to be adjusted today.

According to the online channel, the 1-month term deposit interest rate decreased by 0.2 percentage points to 3.2%/year. The 6-month term deposit interest rate decreased by 0.2 percentage points, and the 7-11 month term deposit interest rate decreased by 0.3 percentage points. Currently, the 6-11 month term interest rate is at the same level of 4.6%.

The term from 12-13 months decreased by 0.1 percentage point to 5.1%/year, 15 months decreased by 0.3 percentage point to 5.2%/year, 18 months decreased by 0.2 percentage point to 5.4%/year.

The highest interest rate at Viet A Bank is currently 5.5%/year for 24-36 month terms after a decrease of 0.2 percentage points.

Viet A Bank keeps interest rates for 2-month terms at 3.4%/year and 3-5-month terms at 3.5%/year.

Southeast Asia Commercial Joint Stock Bank (SeABank) has also just reduced deposit interest rates, from 0.2-0.25 percentage points for terms from 1-11 months.

Accordingly, the 1-2 month term is 3.2%/year; the 3-5 month term is 3.4%/year, the 6 month term is 3.9%/year, the 7 month term is 4%/year, the 8 month term is 4.05%/year, the 9 month term is 4.1%/year, the 10 month term is 4.15%/year, and the 11 month term is 4.2%/year.

SeABank keeps interest rates for 12-36 month terms at 4.75% for 12-month term deposits and 5%/year for 15-36 month terms.

Since the beginning of February 2024, 6 banks have reduced deposit interest rates including: LPBank, Sacombank, NCB, Viet A Bank, SeABank, Techcombank.

HIGHEST DEPOSIT INTEREST RATES AT BANKS ON FEBRUARY 5
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
CBBANK 4.2 4.3 5.1 5.2 5.4 5.5
ABBANK 3.15 3.35 5 4.4 4.4 4.4
VIETBANK 3.5 3.7 4.9 5 5.3 5.8
BAC A BANK 3.6 3.8 4.9 5 5.2 5.6
DONG A BANK 3.9 3.9 4.9 5.1 5.4 5.6
NCB 3.9 4.1 4.85 4.85 5.3 5.8
BVBANK 3.65 3.75 4.85 5 5.15 5.55
HDBANK 3.15 3.15 4.8 4.6 5 5.9
PVCOMBANK 2.85 2.85 4.8 4.8 4.9 5.2
BAOVIETBANK 3.5 3.85 4.8 4.9 5.3 5.5
GPBANK 2.9 3.42 4.75 4.9 4.95 5.05
VIET A BANK 3.2 3.5 4.6 4.6 5.1 5.4
SHB 2.9 3.3 4.6 4.8 5 5.2
OCB 3 3.2 4.6 4.7 4.9 5.4
NAMA BANK 2.9 3.4 4.6 4.9 5.4 5.8
KIENLONGBANK 3.75 3.75 4.6 4.8 4.9 5.4
PGBANK 3.1 3.5 4.5 4.7 5.2 5.4
VIB 3.2 3.4 4.5 4.5 5.2
EXIMBANK 3.2 3.5 4.4 4.4 4.9 5.1
OCEANBANK 3.1 3.3 4.4 4.6 5.1 5.5
VPBANK 3.1 3.3 4.4 4.4 5.1 5.2
SACOMBANK 2.6 2.8 4.2 4.5 5 5.6
LPBANK 2.6 2.7 4 4.1 5 5.6
TPBANK 2.8 3 4 5 5
SEABANK 3.2 3.4 3.9 4.1 4.75 5
MSB 3.5 3.5 3.9 3.9 4.3 4.3
SAIGONBANK 2.5 2.7 3.9 4.1 5 5.4
ACB 2.9 3.2 3.9 4.2 4.8
MB 2.6 2.9 3.9 4.1 4.8 5.2
TECHCOMBANK 2.35 2.65 3.75 3.8 4.75 4.75
BIDV 2 2.3 3.3 3.3 4.8 4.8
AGRIBANK 1.7 2 3.2 3.2 4.8 4.8
VIETINBANK 1.9 2.2 3.2 3.2 4.8 4.8
SCB 1.75 2.05 3.05 3.05 4.75 4.75
VIETCOMBANK 1.7 2 3 3 4.7 4.7