Vietnam Technological and Commercial Joint Stock Bank (Techcombank) has just reduced its deposit interest rates for terms of 1-5 months. The 1-2 month term has decreased by 0.4 percentage points to 2.35%/year, and the 3-5 month term has decreased sharply by 0.5 percentage points to 2.65%/year.
Techcombank keeps the interest rates for the remaining deposit terms unchanged. The 6-8 month term is 3.75%/year, the 9-11 month term is 3.8%/year and the 12-36 month term is 4.75%/year.
The highest interest rate at Techcombank is currently 4.75%/year (for deposits of 12 months or more).
After 4 consecutive decreases in January, deposit interest rates at Viet A Commercial Joint Stock Bank (Viet A Bank) continued to be adjusted today.
According to the online channel, the 1-month term deposit interest rate decreased by 0.2 percentage points to 3.2%/year. The 6-month term deposit interest rate decreased by 0.2 percentage points, and the 7-11 month term deposit interest rate decreased by 0.3 percentage points. Currently, the 6-11 month term interest rate is at the same level of 4.6%.
The term from 12-13 months decreased by 0.1 percentage point to 5.1%/year, 15 months decreased by 0.3 percentage point to 5.2%/year, 18 months decreased by 0.2 percentage point to 5.4%/year.
The highest interest rate at Viet A Bank is currently 5.5%/year for 24-36 month terms after a decrease of 0.2 percentage points.
Viet A Bank keeps interest rates for 2-month terms at 3.4%/year and 3-5-month terms at 3.5%/year.
Southeast Asia Commercial Joint Stock Bank (SeABank) has also just reduced deposit interest rates, from 0.2-0.25 percentage points for terms from 1-11 months.
Accordingly, the 1-2 month term is 3.2%/year; the 3-5 month term is 3.4%/year, the 6 month term is 3.9%/year, the 7 month term is 4%/year, the 8 month term is 4.05%/year, the 9 month term is 4.1%/year, the 10 month term is 4.15%/year, and the 11 month term is 4.2%/year.
SeABank keeps interest rates for 12-36 month terms at 4.75% for 12-month term deposits and 5%/year for 15-36 month terms.
Since the beginning of February 2024, 6 banks have reduced deposit interest rates including: LPBank, Sacombank, NCB, Viet A Bank, SeABank, Techcombank.
HIGHEST DEPOSIT INTEREST RATES AT BANKS ON FEBRUARY 5 | ||||||
BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
CBBANK | 4.2 | 4.3 | 5.1 | 5.2 | 5.4 | 5.5 |
ABBANK | 3.15 | 3.35 | 5 | 4.4 | 4.4 | 4.4 |
VIETBANK | 3.5 | 3.7 | 4.9 | 5 | 5.3 | 5.8 |
BAC A BANK | 3.6 | 3.8 | 4.9 | 5 | 5.2 | 5.6 |
DONG A BANK | 3.9 | 3.9 | 4.9 | 5.1 | 5.4 | 5.6 |
NCB | 3.9 | 4.1 | 4.85 | 4.85 | 5.3 | 5.8 |
BVBANK | 3.65 | 3.75 | 4.85 | 5 | 5.15 | 5.55 |
HDBANK | 3.15 | 3.15 | 4.8 | 4.6 | 5 | 5.9 |
PVCOMBANK | 2.85 | 2.85 | 4.8 | 4.8 | 4.9 | 5.2 |
BAOVIETBANK | 3.5 | 3.85 | 4.8 | 4.9 | 5.3 | 5.5 |
GPBANK | 2.9 | 3.42 | 4.75 | 4.9 | 4.95 | 5.05 |
VIET A BANK | 3.2 | 3.5 | 4.6 | 4.6 | 5.1 | 5.4 |
SHB | 2.9 | 3.3 | 4.6 | 4.8 | 5 | 5.2 |
OCB | 3 | 3.2 | 4.6 | 4.7 | 4.9 | 5.4 |
NAMA BANK | 2.9 | 3.4 | 4.6 | 4.9 | 5.4 | 5.8 |
KIENLONGBANK | 3.75 | 3.75 | 4.6 | 4.8 | 4.9 | 5.4 |
PGBANK | 3.1 | 3.5 | 4.5 | 4.7 | 5.2 | 5.4 |
VIB | 3.2 | 3.4 | 4.5 | 4.5 | 5.2 | |
EXIMBANK | 3.2 | 3.5 | 4.4 | 4.4 | 4.9 | 5.1 |
OCEANBANK | 3.1 | 3.3 | 4.4 | 4.6 | 5.1 | 5.5 |
VPBANK | 3.1 | 3.3 | 4.4 | 4.4 | 5.1 | 5.2 |
SACOMBANK | 2.6 | 2.8 | 4.2 | 4.5 | 5 | 5.6 |
LPBANK | 2.6 | 2.7 | 4 | 4.1 | 5 | 5.6 |
TPBANK | 2.8 | 3 | 4 | 5 | 5 | |
SEABANK | 3.2 | 3.4 | 3.9 | 4.1 | 4.75 | 5 |
MSB | 3.5 | 3.5 | 3.9 | 3.9 | 4.3 | 4.3 |
SAIGONBANK | 2.5 | 2.7 | 3.9 | 4.1 | 5 | 5.4 |
ACB | 2.9 | 3.2 | 3.9 | 4.2 | 4.8 | |
MB | 2.6 | 2.9 | 3.9 | 4.1 | 4.8 | 5.2 |
TECHCOMBANK | 2.35 | 2.65 | 3.75 | 3.8 | 4.75 | 4.75 |
BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.8 | 4.8 |
AGRIBANK | 1.7 | 2 | 3.2 | 3.2 | 4.8 | 4.8 |
VIETINBANK | 1.9 | 2.2 | 3.2 | 3.2 | 4.8 | 4.8 |
SCB | 1.75 | 2.05 | 3.05 | 3.05 | 4.75 | 4.75 |
VIETCOMBANK | 1.7 | 2 | 3 | 3 | 4.7 | 4.7 |
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