Borrowing money is becoming easier and easier, borrowers only need an ID card or citizen identification number, phone number,... to be able to borrow a large amount of money.
To check bad debt by ID card/CCCD, users can follow one of the following methods.
Look up via CIC website on computer
Step 1: Go to the website cic.gov.vn to check bad debt here > Register for an account by clicking on the Register button in the top right corner.
Visit cic.gov.vn to register for an account.
Step 2: Enter all your personal information to register an account.
Enter complete information.
Step 3: Complete login by entering the OTP code sent to the phone number you used to register.
Enter OTP code.
Step 4: If approved, users just need to access the CIC homepage and select Report Mining on the menu bar, then log in with the corresponding account, follow the instructions to look up bad debt.
Look up via CIC application on phone
Step 1: Download the CIC Credit Connect app for your phone via the App Store or Google Play. Then, register for a free account.
Download the CIC app.
Step 2: Fill in personal information to verify your account, including full name and photo of your ID card/CCCD.
Fill in personal information.
Step 3: After completing the above steps, users must wait a few days for CIC to check and approve, the waiting time can last from 1 - 3 days, excluding Saturdays, Sundays and holidays.
Wait for system check and approval.
Step 4: Once approved, go to the Report Mining section, then re-enter the OTP code (sent to your phone) to re-authenticate.
In addition, you can ask the bank staff about your credit information during the loan and installment procedures. The bank staff will help us check this issue.
Source
Comment (0)