SGGPO
On the afternoon of June 16, within the framework of the program "Cashless Day 2023", the State Bank of Vietnam (SBV) coordinated with Tuoi Tre newspaper to organize a workshop "Data connection, smart payment - promoting social development".
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| Deputy Prime Minister Le Minh Khai and Chairman of Ho Chi Minh City People's Committee Phan Van Mai at the workshop |
Attending the event were comrades: Le Minh Khai - Deputy Prime Minister; Phan Van Mai - Member of the Party Central Committee, Chairman of Ho Chi Minh City People's Committee.
The workshop focused on the following contents: The role and importance of data connection in smart payments and raised issues that need to be solved. The goal is to integrate, connect, and interconnect data between systems, industries, and fields, forming a digital banking ecosystem to further promote smart payment solutions, innovative and creative payment services, and provide multi-utility services to people.
Mr. Pham Tien Dung, Deputy Governor of the State Bank of Vietnam, said that data and data analysis, exploitation and connection are decisive factors in the success of the process of promoting cashless payments and digital transformation activities in the banking industry.
In the digital age, data can be used to understand and capture customer behavior and consumption trends, helping banks and businesses identify new opportunities, make better decisions and improve operational efficiency.
Clearly identifying the important role of data in banking activities as well as the goals and orientations of Project 06, the State Bank and banks and payment intermediary organizations have been actively implementing the application, connection, sharing and exploitation of population data information in all banking operations, especially payment and credit, to promote the development of non-cash payments and digital transformation in the economy.
“Therefore, this year's conference focuses on "data", contributing to the development of smart payment activities, promoting social development, thereby creating a forum for management agencies, businesses, and banks to exchange and share experiences in analyzing, exploiting and sharing data among related industries and fields in general and spreading cashless payments in all aspects of life, socio-economics" - Mr. Dung said.
Speaking at the workshop, Chairman of the Ho Chi Minh City People's Committee Phan Van Mai said that Ho Chi Minh City is very interested in new trends such as digital economy and cashless payment. Ho Chi Minh City is always aware, prepared and has solutions to receive these trends to create the most favorable conditions for the development of Ho Chi Minh City. Up to now, state agencies in the fields of health, education, insurance, transportation, etc. in Ho Chi Minh City have conducted cashless payment; level 4 online public services in Ho Chi Minh City have reached 30%. In the coming time, Ho Chi Minh City will continue to promote and promote cashless payment activities through business associations and industries. Ho Chi Minh City has issued a data strategy and will deploy it in the coming time to create a foundation for cashless payment.
“The leaders of the Ho Chi Minh City People's Committee always welcome initiatives to promote cashless payments. The goal of Ho Chi Minh City is to lead the country in cashless payments,” emphasized Mr. Phan Van Mai.
Comrade Phan Van Mai also suggested that in the current initial stage, there should be mandatory regulations to speed up cashless payments, such as transactions of 10 million VND or more must be paid through banks. This will speed up cashless payments.
According to the State Bank of Vietnam, to date, over 75% of adults have bank payment accounts. In the first 4 months of 2023, the number of cashless payment transactions has increased sharply via Internet and mobile phone channels, both in quantity and transaction value. In particular, payments via QR code have grown most impressively, with more than 161% in quantity and 36.6% in value compared to the same period in 2022. In contrast, payments via ATMs decreased by 3.5% in quantity and 5.5% in value.
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