Green economy and circular economy have become inevitable trends in society, in which green credit plays an important role in promoting the development of this sector. For Son La, currently, commercial banks and credit institutions are also actively allocating resources for the green economy and circular economy, becoming a fulcrum for people, cooperatives and enterprises to expand production and business activities, towards a green and sustainable economy.
With the direction of organic strawberry development, the thing that Mr. Nguyen Van Nam, Tan Thao village, Co Noi commune, Mai Son district, is most concerned about is the initial investment capital. As soon as he learned about the green credit capital deployed by Agribank Mai Son District Branch in the area, Mr. Nam was very excited and contacted to approach. After appraisal, the Bank disbursed more than 5 billion VND for his family to expand the area to grow strawberries according to Vietgap standards.
Mr. Nguyen Van Nam, Tan Thao village, Co Noi commune, Mai Son district: “In previous years, I could not access green credit capital, and production capital was quite limited. When we accessed green credit capital, we expanded the area to produce strawberries according to VietGap standards and aimed to produce organic strawberries in 2025 and 2026. Having access to these capital sources, we found the interest rates very favorable.”
Also choosing the direction of a green economic model, renewable energy, environmentally friendly, Tay Bac Green Travel and Trading Company Limited is one of the pioneers in developing electric taxis, this field requires large investment capital to develop the market and scale of operations. It is very convenient when the unit has access to green credit capital with nearly 5 billion VND from BIDV Bank, the interest rate is 1 - 1.5% lower per year than other credit packages.
Mr. Pham Tuan Dat, Deputy Director of Tay Bac Green Travel Trading and Tourism Company Limited: "With the desire to bring better conditions to the people, initially we have also accessed some capital sources for the people, initially we have also accessed some green credit capital sources, we have developed from the first 4 cars to 100 cars, by the end of 2024, we have developed 200 cars".
These are just 2 of thousands of customers in the province who have been accessing green credit from banks and credit institutions. For customers borrowing capital under the green credit program with many incentives such as lower interest rates from 1 - 1.5%, quick access to capital, this has been contributing to changing traditional thinking and production forms to new economic models, friendly to the environment.
Mr. Pham Quang Tung, Deputy Director of Agribank Son La Branch: “With the current trend of globalization, countries and economic organizations are very aware of developing projects on environmental protection and clean technology development. Agribank has also implemented interest rate support loan packages in the area. Regarding the green credit interest rate support loan program, Agribank is currently lending a support package of 10,000 billion with lower interest rates and implementing all fees and transfer fees at the counter for transactions related to this green credit”.
With incentives when accessing green credit capital from banks and credit institutions in the province, it has become a fulcrum to help people, cooperatives and businesses expand production and business activities, towards a green and sustainable economy in the coming time.
Performed by: Dinh Duc
Source: https://sonlatv.vn/phat-trien-tin-dung-xanh-tai-son-la-26687.html
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