This is the first time Mobile World has cooperated with a digital bank to bring customers a 100% digital loan solution, with quick disbursement in just a few minutes.
Based on digital technology, Cake has applied artificial intelligence (AI) to the automatic processing process to optimize the loan approval process, thereby shortening the registration, approval and disbursement time to only 2-5 minutes. This is a big difference compared to the traditional loan process, which requires a lot of paperwork and a long waiting time for disbursement.
In addition, Cake digitizes 100% of the loan process, allowing customers to apply for a loan and receive approval anytime, anywhere, just by providing a photo of their Citizen ID. This simple process meets the great demand from busy young customers who want to access legitimate consumer capital with reasonable interest rates and simple procedures.
According to a Nielsen survey in 2023, more than 70% of young consumers in Vietnam said they were willing to invest in new technology devices, especially smartphones, laptops and tablets. These are products that help young people invest in better jobs, providing many opportunities for career development and income. However, not everyone can afford to pay for these expensive products immediately.
Cake’s consumer lending products are designed to provide the necessary support, allowing customers to access loans with suitable limits, competitive interest rates and spread out repayment periods. As a result, customers can own the desired devices, save time preparing finances, opening up better opportunities in their work.
According to representatives of both parties, with the technological advantages of Cake and the service infrastructure of Mobile World, this cooperation not only brings the market more choices and consumer conveniences, but also opens up an optimal digital journey for customers, from the need for digital devices to digital financial solutions.
When experiencing the service, customers will be satisfied by a synchronized, instant and fast digitalization process, thanks to the support of AI technology from Cake, and the digitalization system of The Gioi Di Dong. True to the spirit of both brands, the cooperation between Cake and The Gioi Di Dong opens up a comprehensive digital experience on the customer's O2O journey, thereby understanding and creating completely different shopping behaviors, bringing high value to all parties and the community.
Mr. Nguyen Huu Quang - CEO of Cake Digital Bank - said: "Through cooperation with Mobile World, Cake Digital Bank wishes to bring high-quality digital financial experiences to the market. With the advantage of technology, we are confident that this consumer loan product will contribute to providing optimal financial solutions for customers, while creating an increasingly diverse business environment for partners in the distribution and service sectors."
The rapid development of technology has changed the way banks provide services, especially in the field of consumer loans. The cooperation between Cake Digital Bank and Mobile World marks a new step in the journey of digitalizing financial services, promising strong growth in the future, expanding other financial services and meeting customer needs.
With this potential, Cake Digital Bank and Mobile World are pioneering in creating a flexible and modern financial ecosystem, best meeting the needs of customers in the technology era.
Dang Nhung
Source: https://vietnamnet.vn/ngan-hang-so-cake-cho-vay-tieu-dung-tai-the-gioi-di-dong-va-dien-may-xanh-2331222.html
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