6-month savings, top 5 banks with the highest interest rates today

6-month savings deposit, top 5 banks with highest interest rates today — 6-month savings interest rates are fluctuating from 3-4.6%/year. Graphics: Thach Lam

According to a survey by Lao Dong Newspaper reporters in nearly 30 banks in the system, leading the 6-month term, OCB listed the highest interest rate at 4.6%/year when customers deposit savings online. Customers who deposit savings normally receive an interest rate 0.1% lower, at 4.5%/year.

OCB savings interest rate table on March 23, 2024. Screenshot

HDBank lists the highest interest rate for a 6-month term at 4.6%/year when customers deposit money online and receive interest at the end of the term. HDBank is listing the highest interest rate for an 18-month term at 5.7%/year.

HDBank savings interest rate table on March 23, 2024. Screenshot

NCB lists the highest interest rate for a 6-month term at 4.55%/year when customers deposit savings at An Phu and receive interest at the end of the term. If customers deposit traditional savings, they receive an interest rate of 4.45%/year.

NCB savings interest rate table on March 23, 2024. Screenshot

Cake by VPBank is listing the highest interest rate for a 6-month term at 4.5%/year when customers receive interest at the end of the term. For other terms, this bank lists interest rates from 3-5.2%/year.

Cake by VPBank savings interest rate table on March 23, 2024. Screenshot

VietABank is listing the highest interest rate for a 6-month term at 4.5%/year when customers deposit money online and receive interest at the end of the term. Customers who receive interest monthly receive an interest rate of 4.46%/year.

VietABank savings interest rate table on March 23, 2024. Screenshot

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 1 billion VND in Bank A, with an interest rate of 4.6% for a 6-month term. The interest you receive is estimated at:

1 billion VND x 4.6%/12 x 6 months = 23 million VND.

So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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