Sharing with VietNamNet reporter, Mr. Vu Cuong Quyet, General Director of Dat Xanh Mien Bac analyzed that at the end of last year, apartment prices in Hanoi and Ho Chi Minh City were quite high. If investing in apartments in these two cities for rent, the rental price compared to the purchase price is not really attractive, even though the demand for renting houses is high.

Meanwhile, the apartment market in the provinces has very reasonable rental and purchase prices.

Mr. Quyet assessed that the land segment in Hanoi and Ho Chi Minh City is quite expensive. However, the land in the satellite provinces of these two cities has not increased dramatically in recent times, only about 5-10%, so the price is still reasonable.

Therefore, the leaders of Dat Xanh Mien Bac believe that land in the provinces is still a good investment segment in 2025.

In addition, Mr. Quyet expects the resort real estate market in 2025 to have a good recovery when the number of foreign tourists to Vietnam in 2024 has reached more than 17 million visitors. According to him, some resort real estate markets in Phu Quoc, Nha Trang, Quang Ninh, etc. will improve.

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New land, apartments or townhouses will be the 'playground' of investors in 2025. Photo: Hoang Ha

Meanwhile, townhouses in Hanoi and Ho Chi Minh City still have high prices; while rental demand has not changed dramatically.

“In 2025, I do not expect much from the townhouse segment in Hanoi and Ho Chi Minh City; but in the provinces, especially where there are many industrial parks, prices will not increase in 2024, so there will be more changes than in big cities,” said Mr. Quyet.

Investing in 2025, Mr. Quyet noted, investors should pay attention to the price factor, should not be influenced by the crowd effect and think that real estate prices always increase, even though high prices still continue to increase.

“With the prices in big cities, it will no longer be a “playground” for investors, but a “playground” for people with real housing needs and long-term investors. If you invest in short-term speculation in big cities, it will be very risky.

When investing, it is necessary to pay attention to the real estate segment that creates a sustainable cash flow in the future. At the same time, it is necessary to research real estate in industrial cities, especially provinces with large foreign investment capital such as Bac Ninh, Bac Giang, Hai Phong or Binh Duong, Long An, Dong Nai... However, more importantly, it is necessary to pay attention to legal issues, if you are greedy for cheapness and invest in projects that do not have enough legal documents, it will be very dangerous", Mr. Quyet warned.

Another perspective, sharing with VietNamNet , Mr. Le Dinh Chung, General Director of SGO Homes Real Estate Investment and Development JSC, commented that in 2025, the prices of low-rise and high-rise products in big cities like Hanoi will not increase dramatically as before. Secondary products will not fluctuate much in price increase, only primary products will increase due to increased input costs.

“In the last two months of last year, the market showed clear signs of cooling down when secondary products such as apartments had lower selling prices of 200-500 million VND, and low-rise houses also decreased. With this price reduction, the demand for investment in apartments and low-rise houses is no longer high. Professional investors will tend to move to provincial markets, with convenient traffic infrastructure connecting to Hanoi; industrial parks, and dense population,” Mr. Chung assessed.

According to the General Director of SGO Homes, land is still a segment that has great appeal to investors. In the short term of about 2-3 years, land is still the most effective investment channel.

Besides, the high-rise apartment segment in the provinces, with prices ranging from 2-3 billion VND, will also attract investors.

“Suburban real estate, around Hanoi with prices under 10 billion VND, with guaranteed legal status, will still be of interest. Or resort real estate priced under 5 billion VND will also have liquidity, while products around 10 billion VND will still face difficulties,” Mr. Chung added.

With 2 billion VND in idle money, many people wonder whether they should save or invest in a channel that is both safe and profitable. Experts recommend allocating the investment portfolio according to the 'golden formula'.