Headquarters of the State Bank of Vietnam.
The document stated that from September 6 to now, storm No. 3 (storm Yagi) has caused serious damage to people and property, affecting people's lives and production.
In order to promptly support customers to overcome difficulties and restore production and business, the State Bank requires credit institutions, foreign bank branches (hereinafter referred to as credit institutions) and State Bank branches in the following provinces and cities: Quang Ninh, Hai Phong, Thai Binh, Nam Dinh, Ninh Binh, Thanh Hoa, Nghe An, Ha Tinh, Quang Binh, Quang Tri, Thua Thien Hue, Da Nang, Quang Nam, Quang Ngai, Binh Dinh, Lang Son, Cao Bang, Bac Kan, Thai Nguyen, Ha Giang, Lao Cai, Yen Bai, Tuyen Quang, Phu Tho, Vinh Phuc, Dien Bien, Lai Chau, Son La, Hoa Binh, Hanoi, Ha Nam, Hung Yen, Hai Duong, Bac Ninh, Bac Giang to immediately implement solutions to support customers to overcome the consequences of storm No. 3.
Specifically, for credit institutions: direct branches and transaction offices to proactively review and summarize the losses of customers who are borrowing capital to promptly apply support measures and remove difficulties for customers such as: restructuring debt repayment terms, considering interest rate exemptions and reductions, continuing to provide new loans to restore production and business after the storm according to current regulations;
Carry out debt settlement for customers who have suffered loan losses according to the provisions of Decree 55/2015/ND-CP dated June 9, 2015 and Decree 116/2018/ND-CP dated September 7, 2018 of the Government on credit policies for agricultural and rural development; Circular 10/2015/TT-NHNN dated July 22, 2015 and Circular 25/2018/TT-NHNN dated October 24, 2018 of the State Bank guiding the implementation of a number of contents of Decree No. 55/2015/ND-CP; Decision 50/2010/QD-TTg dated July 28, 2010 and Decision 08/2021/QD-TTg dated May 11, 2021 of the Prime Minister on promulgating the mechanism for handling risky debts at the Vietnam Bank for Social Policies.
Organize visits and encouragement for affected families, especially poor households, policy households, and ethnic minority households to encourage people to overcome difficulties and restore production and business; carry out social security work for families with human and property losses, and areas heavily affected by the storm.
For the State Bank branches in provinces and cities: the focal point directs credit institutions in the area to urgently deploy customer support to help overcome the damage caused by storm No. 3; coordinate with departments, branches and sectors in the area to advise the People's Committees of provinces and cities on solutions to support people affected by damage and areas damaged by storm No. 3;
Report to the State Bank, including assessment of customer loan losses and initial results of implementing support solutions of the banking sector in the area before September 20, 2024;
Monthly report on the implementation results of support solutions of the banking industry in the area.
The State Bank requests the Chairman of the Board of Directors/Board of Management, General Directors of credit institutions and Directors of State Bank branches in the above provinces and cities to strictly implement.
During the implementation process, if difficulties or problems arise beyond the authority of credit institutions and State Bank branches in provinces and cities, they must promptly report to the State Bank for consideration and handling. International organizations support people to overcome the consequences of storm No. 3.
Source: https://baotuyenquang.com.vn/co-cau-no-ho-tro-khach-hang-khac-phuc-hau-qua-do-bao-so-3!-198057.html
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