A 26-year-old husband posted a post asking for help from the online community in managing his family's expenses. However, the more people read about this family's expenses, the more confused they become, not knowing where to help because everything seems wrong.
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The total income of both husband and wife is 43 million, this is an income that many families dream of. Perhaps because of the high income, this husband wants to try to save enough 1 billion within the next 3 years.
"Right now, my husband and I have saved more than 500 million. We also want to save a little more to have enough 1 billion in the next 3 years because we don't know if we will be able to save enough for our own plans."
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With this family's total income of 43 million, they have saved 500 million, so to save another 500 million within 3 years, they need to save about 14 million/month. With this income, they can absolutely do it.
However, when looking at the couple's spending chart, people can only sigh, spending like this, how can they save?
Family of 3 members, 1 3 year old child, currently only saving 5.7 million/month.
This family's expenses are as follows:
1. Electricity bill: 3 million
2. Water bill: 800 thousand
3. Child's tuition: 9 million
4. Shopping: 7 million
5. Breakfast money: 1 million
6. Going out with children: 8 million
7. Gasoline: 500 thousand
8. Couple going out: 4 million
Total cost is 37.3 million/month
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Because they want to save 1 billion in 3 years, the amount of money this couple must save is about 8.3 million/month. However, looking at this spending plan, it seems that this is a family that spends quite freely.
Netizens quickly noticed that the water bill was quite high compared to the general level. Although the husband noted that this was the water bill for both houses, even so, a water bill of 400,000/month for a household of 3 to 5 people is still too high.
In addition to fixed expenses such as electricity, water, children's tuition, living expenses, monthly gasoline, especially in items 6 and 8, which are also travel expenses, the total is up to 12 million/month. According to this husband's records, this is the money the couple spends on taking their children out and the money the couple spends on going out with friends.
12 million/month just for entertainment is the expense that needs to be cut down the most. If this expense is cut down, this family can completely achieve the goal of saving 1 billion within 3 years.
Source: https://giadinh.suckhoedoisong.vn/gia-dinh-tre-khien-dan-tinh-dung-hinh-thu-nhap-43-trieu-muon-tiet-kiem-1-ty-nhung-moi-thang-di-choi-het-12-trieu-172240628083624757.htm
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