NDO - On March 10, two more major commercial banks, BIDV and Techcombank, adjusted their deposit interest rates down, bringing the total number of commercial banks adjusting their interest rates down to 18 since the meeting with the State Bank on February 25.
18 commercial banks adjusted interest rates down, including: Ban Viet, Maritime, Vietnam Thuong Tin, Saigon Cong Thuong, Quoc Te, Bao Viet, Kien Long, Bac A, Viet A, Thinh Vuong and Phat Trien (PGbank), Xuat Nhap Khau, Loc Phat, Nam A, Saigon Ha Noi (SHB), Quoc Dan (NCB), VCBNeo, BIDV and Techcombank with a reduction of 0.1-0.9%/year depending on the term.
Specifically, on March 10, BIDV reduced 0.1% for terms under 6 months.
On the same day, Techcombank reduced from 0.1-0.2%/year specifically: regular savings deposit products reduced by 0.15% for terms of 1-36 months for regular and Insprite customers, 0.2% for terms of 1-5 months for Priority and Private customers and 0.15% for terms of 6-36 months for Priority and Private customers. Online deposit products (all types of customers), counter-prosperity accounts, online prosperity, flexible principal withdrawal deposits of regular customers and Private customers with deposits of 3 billion or more: reduced by 0.1% for terms from 1-36 months. Counter-prosperity savings products, online prosperity, flexible principal withdrawal deposits of Insprite, Priority and Private customers with deposits under 3 billion: reduced by 0.15%/year for terms from 1-36 months.
Previously, on February 25, BVbank reduced the interest rate for over-the-counter deposits by 0.1-0.4% for terms from 6 to 60 months; for online deposits, it reduced the interest rate by 0.1% for terms from 6 to 8 months; by 0.25% for terms from 9 to 12 months; by 0.35% for terms from 15 to 18 months, and by 0.4% for terms from 24 months.
On the same day, Maritime Bank (MSB) reduced counter deposits by 0.2% for terms from 13-36 months; online deposits by 0.2% for terms from 1-5 months and 12-36 months.
On February 26, Vietnam Thuong Tin Commercial Joint Stock Bank (Vietbank) reduced the interest rate for over-the-counter deposits by 0.2% for terms of 1-4 and 12 months; reduced the interest rate for terms of 5-9 months by 0.3%; for online deposits, it reduced the interest rate by 0.1-0.4% for terms of 4.5 months, by 0.2% for terms of 1.3 months and by 0.4% for terms of 2 months.
On February 27, Saigon Bank for Industry and Trade reduced 0.2% for terms from 12-36 months for counter deposits, online deposits and payment deposits of individual customers.
On February 28 and March 6, VIB reduced the counter deposit rate by 0.1% for terms of 6-11 months for customers with a deposit balance of 10-under 300 million and reduced the rate by 0.1% for terms of 1-36 months for customers with a balance of 300 million or more; reduced the rate by 0.1% for iDepo deposits of 1 billion or more; reduced the rate by 0.1-0.2% for online deposits of terms of 1-36 months and iDepo deposits.
On February 28, Bao Viet Bank reduced 0.1% for 12-13 month terms, 0.2% for 15-month terms and 0.3% for 18-36 month terms for counter deposits.
On February 26 and March 1, Kienlong Bank reduced online deposits by 0.2-0.9% for terms of 1-60 months twice; and at-counter deposits by 0.2-0.3% for terms of 13-60 months.
On March 1, Bac A Bank reduced 0.1% for terms from 1-11 months and reduced 0.2% for terms from 12-36 months for counter deposits.
On March 3, Viet A Bank reduced 0.1% for terms from 12-36 months for online and counter deposits.
On March 3, Prosperity and Development Bank (PGbank) reduced 0.2% for 24.36-month term.
On March 3, Loc Phat Bank (LPbank) reduced the interest rate for over-the-counter deposits in the form of savings deposits, Diamond, Gold, Ruby membership programs by 0.1% for terms from 1-60 months; for online deposits, it reduced the interest rate by 0.1% for terms from 18-60 months.
On March 5 alone, banks such as: National Bank (NCB) reduced 0.1% for terms from 1-60 months both online and at the counter; Saigon-Hanoi Bank (SHB) reduced 0.1% for terms from 6-11, 13, 15 months, reduced 0.2% for terms from 12, 18 months, reduced 0.3% for terms from 24, 36 months for deposits at the counter and online; Nam A Bank reduced online deposits by 0.3% for terms from 1, 3-5 months, reduced 0.4% for terms from 2 months and reduced 0.1% for terms from 6-36 months, for deposits at the counter reduced 0.1% for terms from 1 month and reduced 0.2% for terms from 2-5 months.
On March 6, VCBNeo Bank reduced 0.15% for terms of 6 months or more for all deposit products, savings deposits at the counter and online.
Notably, from February 25 to March 7, Vietnam Export Import Bank (Eximbank) has reduced interest rates five times for a number of programs such as: For deposits at the counter with the program "Long-term deposit with peace of mind", interest rates are reduced by 0.6-0.8% for terms of 15-36 months; Savings deposits are reduced by 0.1-0.2% for terms of 12-24 months for regular customers and reduced by 0.1-0.1% for terms of 6-12 months for customers over 50 years old; For online deposits, term deposits are reduced by 0.2-0.8% for terms of 6-36 months.
Source: https://nhandan.vn/them-hai-ngan-hang-lon-dieu-chinh-giam-lai-suat-huy-dong-post864258.html
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