SHB simultaneously reduced lending interest rates, down to only 5.79%/year

03/16/2024 12:18 Nhat Linh Print article

ANTD.VN - Saigon - Hanoi Bank (SHB) has simultaneously reduced interest rates on preferential loan packages to only 5.79%/year.

Actively accompanying the Government and the State Bank in supporting people and businesses to restore production and business, recently, Saigon - Hanoi Bank (SHB) has simultaneously reduced the interest rates of preferential loan packages to only 5.79%/year. This is considered a competitive lending interest rate in the banking system up to now.

Specifically, for individual customers, the loan interest rate is adjusted down to only 6.39%/year for short-term loans and 5.79%/year for medium and long-term loans. At the same time, with the preferential home loan package, customers will enjoy preferential disbursement of up to 90% of the value of the purchased real estate, loan term up to 25 years, preferential interest rate and principal grace period up to 24 months. In particular, for loyal customers who use many products and services of the bank, they can receive a maximum discount of 1%/year.

SHB có mức lãi suất cạnh tranh trong hệ thống ngân hàng hiện nay

SHB has competitive interest rates in the current banking system.

In addition, SHB also added 5,000 billion VND to the loan package for customers to 23,000 billion VND. This is a credit package under the program "Preferential loans - Dragon prosperity " that has been deployed by SHB since the end of January 2024 with an initial total budget of 18,000 billion VND to help people supplement capital for stockpiling goods, production and business to serve the market as well as prepare money for shopping, payment, spending...

For corporate customers, SHB has implemented a credit program of VND10,000 billion for production and business customers with interest rates reduced to only 5.8%/year and a credit package of VND1,000 billion for businesses with car loans with preferential interest rates also from only 6.5%/year.

These preferential interest rates apply to new loans of individual and business customers in 2024 and last until December 31, 2024.

Khách hàng sẽ được hưởng nhiều đặc quyền, tiện ích khi tham gia các gói vay của SHB

Customers will enjoy many privileges and benefits when participating in SHB's loan packages.

By participating in SHB's loan package, customers will not only enjoy preferential interest rates and simple procedures, but also be able to borrow with high limits based on diverse collateral, shortening application review time and quick disbursement.

In addition, customers also enjoy many privileges and benefits such as: Free SHB credit card with limit up to 200 million VND; 2% interest rate reduction for unsecured overdraft loans for the purpose of supplementing working capital; exemption and reduction of service fees (collection services, international payments...); free Combo payment account package, preferential foreign currency exchange rates, free beautiful account number...

“With the simultaneous reduction of interest rates on preferential loan packages as well as the addition of VND5,000 billion in credit for individual customers during this period, SHB hopes that customers will continue to have access to cheap capital sources and simple procedures to boost production, business, and improve their lives in the current challenging economic context,” emphasized a SHB representative.

Previously, implementing the direction of the State Bank and demonstrating SHB's role and responsibility in implementing the Government's policies and guidelines, SHB has implemented many interest rate reductions of up to 2.5% per year for existing individual and corporate customers with the aim of removing difficulties for the economy.

The bank has also continuously signed many successful international loans from large organizations such as WB, ADB, IFC... such as grants and investments with a total value of 26 ODA projects of over 2.6 billion USD; medium and long-term capital borrowed from international organizations of nearly 400 million USD helps the bank diversify its capital sources to meet the increasing credit needs of all customers for production and business activities.

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