Specifically, immediately after the Government held a conference with localities affected by storm No. 3, the Vietnam Bank for Social Policies immediately deployed solutions to support customers in overcoming the consequences caused by storm No. 3.
The Social Policy Bank has directed units in the system to urgently coordinate with local authorities, entrusted socio-political organizations and related units to review and count the losses of loan customers to deploy support measures, remove difficulties for customers to promptly overcome the consequences, restore production and business, and stabilize life soon.
At the same time, focus on accelerating the disbursement of policy credit programs to the right beneficiaries, based on the data reviewed and synthesized the damage of customers borrowing capital from the Social Policy Bank, build the demand for new customers to report to competent authorities for consideration and decision. Especially prioritize capital for localities heavily affected to lend to restore production and business after the storm.
Deputy General Director Huynh Van Thuan added that, based on the level of damage to capital, assets and people of the borrower, the Social Policy Bank where the loan is made urgently completes the process of establishing a dossier to request the handling of risky debt according to current regulations to submit to competent authorities for timely decision on handling risky debt, in order to create conditions for the borrower to overcome the consequences of natural disasters, stabilize their lives, and quickly restore production and business.
The Vietnam Bank for Social Policies also extends debt and adjusts the debt term for loans due for repayment (applied to loans with debt due from September 2024). The maximum normal term is 12 months for short-term loans and up to 1/2 of the loan term for medium and long-term loans.
Previously, on September 17, the Government issued Resolution No. 143/NQ-CP on key tasks and solutions to urgently overcome the consequences of storm No. 3 (Yagi), quickly stabilize the people's situation, promote the recovery of production and business, actively promote economic growth, and control inflation well.
In particular, the Government requested the Vietnam Bank for Social Policies to focus on accelerating the disbursement of policy credit programs; review and summarize the losses of customers borrowing from banks, build demand for new customers and propose capital sources for implementation, coordinate with the Ministry of Planning and Investment and the Ministry of Finance to report to competent authorities for consideration and decision.
Regarding capital sources implemented according to the direction in Resolution No. 143, Deputy General Director Huynh Van Thuan informed that the Social Policy Bank is reviewing and counting the demand for loans to restore production to have a lending plan.
“Based on the synthesis of local borrowing needs, the Vietnam Bank for Social Policies will develop a plan to supplement the credit growth target for 2024, balance the implementation capital to report to the Ministry of Planning and Investment, the Ministry of Finance, and submit to the Prime Minister for consideration and decision in October 2024. It is expected to submit an additional amount of about VND 4,900 billion,” said Deputy General Director Huynh Van Thuan.
Source: https://nhandan.vn/tam-dung-thu-lai-ho-vay-bi-thiet-hai-do-bao-de-xuat-bo-sung-4900-ty-dong-tin-dung-chinh-sach-post831879.html
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