Bank interest rates today March 14, 2025: The only bank listed 6.4%/year

That is the Vietnam - Russia Joint Venture Bank ( VRB ) when listing the highest mobilization interest rate of up to 6.4%/year for corporate customers, 6%/year for individual customers.

The VND mobilization interest rate for corporate customers listed by VRB is significantly higher than the interest rate listed for individual customers. This is a rare phenomenon, because normally, banks list lower interest rates for corporate customers than for individual customers.

According to the interest rate table at the counter for VRB's corporate customers, the interest rate for 1-month term is 4.1%/year, 2-month term is 4.2%/year, 3-month term is 4.3%/year and 5-month term is up to 4.4%/year.

VRB listed the bank interest rate for 6-8 month term at 5.8%/year, while the 9 month term is 5.9%/year.

VRB listed the 12-month term deposit interest rate for corporate customers at 6%/year. The interest rates for 13, 15, and 18-month terms are 6.1%, 6.2%, and 6.3%/year, respectively.

The highest mobilization interest rate listed by VRB is 6.4%/year with a term of 24-36 months.

Meanwhile, the VND deposit interest rate table at the counter for individual customers listed by VRB is 0.2-0.7%/year lower than the interest rate table for corporate customers.

Specifically, the interest rate for 1-month term is 3.8%/year, 2-month term is 3.9%/year, 3.5-month term is 4%/year, 6-8-month term is 5.1%/year, 9-month term is 5.3%/year, 12-15-month term is 5.7%/year, 18-month term is 5.9%/year and 24-36-month term is listed at 6%/year.

The above interest rate schedule is posted by VRB from February 7 and may change depending on the location.

This morning, deposit interest rates continued to decrease as Eximbank adjusted them down for the third time this month.

According to Eximbank's online interest rate schedule for customers depositing savings from Monday to Friday, interest rates for terms from 1-5 months have all decreased by 0.1%/year.

Specifically, the latest 1-month term interest rate is 4%/year, 2-month term is 4.2%/year, 3-month term is 4.3%/year and 4-5-month term is 4.6%/year. The 6-9-month term interest rate remains at 5.2%/year, 12-month term is 5.4%/year, 15-month term is 5.5%/year, 18-month term is 5.6%/year, 24-36-month term is 5.7%/year.

Online deposit interest rates for weekends also decreased by 0.1%/year, for terms from 1-9 months. Currently, the interest rate for 1-2 months is 4.6%/year, 3-5 months is 4.65%/year, 6-9 months is 5.3%/year, 12-15 months is 5.5%/year, 18 months is 5.6%/year and 24-36 months is 5.7%/year.

Previously, Eximbank reduced deposit interest rates on March 3 and March 7, by 0.1-0.4%/year.

Kienlongbank has also just reduced its deposit interest rates for the second time this month. According to the online deposit interest rate schedule applied to individual customers, the 1-4 month term interest rate decreased by 0.2%/year to 3.9%/year, the 5 month term interest rate decreased by 0.2%/year to 4.1%/year.

Kienlongbank keeps interest rates unchanged for remaining terms.

Since the February 25 meeting between the State Bank of Vietnam and commercial banks on interest rates, 20 domestic banks have reduced their deposit interest rates by 0.1-0.9 percentage points depending on the term. Since then, no bank has increased its deposit interest rates.

There are 15 banks in Vietnam that have reduced deposit interest rates since the beginning of March, including: PGBank, Viet A Bank, Kienlongbank, Bac A Bank, Eximbank, IVB, LPBank, Nam A Bank, NCB, SHB, VCBNeo, Hong Leong Vietnam, VIB, Vikki Bank, MBV.

Of which, Eximbank has reduced interest rates three times, Kienlongbank and PGBank have reduced interest rates twice since the beginning of the month.

HIGHEST DEPOSITS INTEREST RATES AT BANKS ON MARCH 14, 2025 (%/year)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.7	4.7
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	4	5.5	5.6	5.8	5.6
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.5	3.8	4.95	5.05	5.4	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	6
BVBANK	3.95	4.15	5.35	5.5	5.8	6
EXIMBANK	4	4.3	5.2	5.2	5.4	5.6
GPBANK	3.5	4.02	5.35	5.7	6.05	6.05
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.9	3.9	5.4	5.4	5.5	5.5
LPBANK	3.6	3.9	5.1	5.1	5.5	5.7
MB	3.7	4	4.6	4.6	5.1	5.1
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	4	4.2	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	4	4.2	5.2	5.2	5.3	5.5
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	3.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.7	5.65	5.85	5.85
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.2	5.4	5.7	5.9
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	3.9	4.15	5.3	5.45	5.65	5.9
VPBANK	3.8	4	5	5	5.5	5.5
VRB	3.8	4	5.1	5.3	5.7	5.9