In addition to working capital, medium and long-term capital is also an essential need of enterprises. Understanding the needs of enterprises, as well as accompanying and sharing difficulties with customers in the context of many economic challenges, VietinBank promptly implemented a medium and long-term credit program, with an exceptionally large scale, up to 130,000 billion VND.
Not only making a mark with its large scale, this credit package also attracts corporate customers thanks to its super competitive interest rates, from only 5.6%/year in the first year; from only 5.9%/year in 18 months, and from only 6.5%/year in 24 months.
In particular, the most preferential interest rate is given priority by VietinBank to enterprises operating in priority fields according to the orientation of the Government and the State Bank such as electricity, electrical equipment, telecommunications, export enterprises, etc.
This is a special credit program, implemented by VietinBank for corporate customers using a variety of bank products and services with flexible preferential interest rate periods, up to 24 months, helping businesses proactively choose the interest rate plan suitable for their operations.
The program applies to credit contracts with the first disbursement from March 5, 2024 to the end of April 2024 or until further notice from VietinBank.
As a bank with strong financial potential, VietinBank has the ability to finance and arrange capital for large projects and is also one of the few banks that "generously" offers preferential interest rates for medium and long-term loans on a large scale at the present time.
In parallel with this credit package, VietinBank has also just launched the STEP UP credit package for businesses' short-term loan needs, with a "super-huge" scale of up to 300,000 billion VND and an interest rate of only 5%/year for short-term loans in VND.
The two credit packages mentioned above are proof of VietinBank's commitment to accompany the business community and its efforts to minimize costs, to reserve good-priced capital for business production and operations.
Not only enjoying preferential interest rates, businesses coming to VietinBank also receive professional and dedicated advice from a team of experienced staff, and participate in current incentive programs such as exemption of over 20 types of fees when participating in the Business Account Package, exemption of up to 100% of transaction fees on the digital banking platform for businesses VietinBank eFAST, receiving up to 100 million VND when buying and selling foreign currencies and depositing money in the SME Hung Thinh - Phat Tai program... and many other attractive incentives.
Enterprises in need of medium and long-term loans can contact the Customer Service Center dedicated to corporate customers: 1900 558 886 or the nearest VietinBank Transaction Office/Branch.
(*) The program applies according to the regulations and conditions of VietinBank from time to time.
Businesses can register to open a payment account here.
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