Over the years, the Farmers' Association of Kien Xuong district has always strived to play a good role as a bridge with banks in the district to bring preferential capital sources to members, helping members invest in developing production and business, rising out of poverty and getting rich.
Staff of the Transaction Office of the Social Policy Bank of Kien Xuong district handle customer's documents.
Following the staff of the Farmers' Association of Kien Xuong district to visit the highly effective mud-free eel farming model in cement tanks in Minh Quang commune, we were introduced by Mr. Tran Van Trinh, the owner of the model: In mid-2023, with the guidance and connection of the Farmers' Association of the commune, my family boldly applied for a loan of 1 billion VND from the Bank for Agriculture and Rural Development (Agribank) district branch, invested in building 20 cement tanks and bought eel fry for farming. I chose to raise mud-free eels because it takes up less space, requires less care, is easy to clean the tank and change the water for the eels, and has higher productivity; output and price are both stable.
After 11 months of proper care, the eels can be sold. On average, Mr. Trinh harvests over 10 tons of eels per batch, and after deducting expenses, he still makes a profit of 500 - 600 million VND/year. Thanks to timely capital support, Mr. Trinh's family has a high and stable income from the mud-free eel farming model.
The mud-free eel farming model of Mr. Tran Van Trinh, Minh Quang commune, is highly economically efficient.
In mid-2024, Mr. Hoang Van Vang, Binh Dinh commune, was also connected by the Commune Farmers' Association with Agribank Kien Xuong branch to borrow over 1 billion VND to open another store selling glasses and watches. With the motto of always putting prestige and quality first, the store is always crowded with customers. Mr. Vang shared: After deducting expenses, the family's income is about 20 million VND/month. The family plans to expand the store, hoping that the bank will continue to lend additional capital for implementation.
Mr. Nguyen Tien Du, Chairman of the Farmers' Association of Binh Dinh Commune, said: The commune currently has 225 members connected with local banks to borrow capital with a balance of over 13 billion VND to date. The Association has also organized many training courses on transferring science and technology in cultivation and animal husbandry, encouraging and guiding members to bring plants and animals with high economic value into livestock and crop development, expanding business to effectively promote capital sources. There have been many economic development models with incomes of tens to hundreds of millions of VND/year such as Mr. Hoang Van Vang selling eyeglasses and watches; Mr. Pham Van Tinh raising fish for sale; Ms. Nguyen Thi Thanh Tam raising pigs in a closed system... However, the majority of members and farmers in the commune still lack capital to invest in large-scale production development. It is requested that banks continue to accompany and create conditions for more and more farmers to borrow preferential loans, expand scale, apply scientific and technological advances in production and business to effectively enrich themselves.
Mr. Nguyen Van Chuyen, Chairman of the Farmers' Association of Kien Xuong district, said: Accompanying and supporting members and farmers in economic development has always been identified as an important task by the Farmers' Association of the district. The Association has proactively and actively sought sources and diversified loan channels to provide capital for farmers to expand production and business, build new economic models, and strive to become rich. One of those channels is to implement a coordination program with the Social Policy Bank, Agribank district branches and commercial banks in the area; establish and maintain effective operations of over 270 savings and loan groups with nearly 6,500 members. To create favorable conditions for members to borrow capital for economic development, the Association at all levels reviews and grasps capital needs, accesses information, guides members to complete loan applications, and collects debts according to schedule. By the end of 2024, the total outstanding loans of farmers' associations at all levels in the district were entrusted by banks to nearly 645 billion VND, lending to over 11,500 households. Of which, the district branch of the Vietnam Bank for Social Policies was 219.5 billion VND for 4,600 households; the district branch of Agribank was 175.46 billion VND for 1,923 households; other commercial banks were 250 billion VND for 5,007 households. Through inspection and monitoring, the capital sources were used by households for the right purposes and to generate profits. Through that, the position and role of the association were gradually affirmed, creating trust and attachment among members to the association.
Bringing capital to farmers is a practical task, meeting the right needs, helping farmers promptly invest in production development, transforming the structure of crops and livestock, creating new jobs for rural workers, increasing income, developing family economy... This is also the task of the District Farmers' Association to join hands in building advanced new rural areas, model new rural areas in the locality.
Loyalty
Source: https://baothaibinh.com.vn/tin-tuc/4/216908/tiep-von-cho-nong-dan-phat-trien-kinh-te
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