Should choose fast money transfer 247
Banks will close branches and transaction offices from September 1-4 following the national National Day holiday schedule of September 2. Bank branches and transaction offices will reopen on September 5.
During the holidays, banks still maintain the "Fast Transfer 247" service via Internet Banking and Mobile Banking app, money transfer via ATM,...
However, regular interbank transfers will be suspended from 16:00 on August 31. Transactions after this time will be processed on the first working day after the holiday (September 5).
For online loan or overdraft applications, banks will also temporarily stop accepting applications/disbursements after 5:00 p.m. on August 31. Applications submitted after this time will be disbursed on the next working day, September 5.
The features on the e-banking application are still maintained by banks such as: Registering to open a credit card; activating/locking/unlocking a credit card; Paying credit card balance; Registering for automatic debit (if the debit account has enough balance); Paying bills, recharging services...
Notes for borrowers or depositors
Some banks advise customers about online term deposit transactions, closing savings books, closing loans, or repaying loans during the holiday period.
VPBank said that during this time, customers with online term deposit transactions will be calculated interest as follows:
New savings accounts opened from 9:30 p.m. on August 31 will be charged interest starting from September 1.
New savings accounts opened from 9:00 p.m. on September 1 will be calculated interest starting from September 5.
Online and counter savings deposits with automatic renewal terms that fall on holidays (September 1 - September 4) will still be renewed normally.
Online and counter savings deposits that are not automatically renewed and whose maturity date coincides with a holiday will be automatically settled as follows:
Payment due on September 1 will be automatically paid off at 0:30 a.m. on August 31.
Payments due from September 2 to 5 will be automatically paid off at 00:00 on September 1.
The term interest period will be calculated based on the actual number of days of the deposit.
Savings deposits with scheduled deposits on September 1-4 will be automatically deducted according to the following schedule:
If the appointment date falls on September 1st, the system will automatically deduct at 6:30 p.m. on September 1st.
If the appointment date falls on September 2-5, the system will automatically deduct at 6:00 p.m. on September 5.
Subsequent periods will still follow the previously set schedule.
During this period, customers can make early repayment of online deposits, except for the Prosperity Product and deposits that are collateral for loans.
For loans secured by savings books with a maturity date that coincides with the maturity date of the savings deposit and the final settlement date coincides with September 1 - September 4: the loan will be rescheduled to September 5; the savings book will be automatically renewed to the next term on September 1 - September 4.
VPBank notes that for all loans and overdrafts with repayment schedules that coincide with September 1-4, customers will receive a payment notification message no later than September 5.
For all loans, credit card balances, and overdrafts that are overdue as of September 1-4, customers must pay the entire overdue balance (principal, interest, overdue interest, overdue penalty interest...) before 5:00 p.m. on August 31.
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