Contribute to production development and OCOP product building

In recent times, policy credit capital has not only helped thousands of households in Tho Xuan district invest in production and business development, escape poverty sustainably, and improve their lives, but also contributed to maintaining and developing OCOP products, developing traditional occupations and craft villages.

Contribute to production development and OCOP product building Officers of Tho Xuan Social Policy Bank inspect the use of policy credit in Xuan Hong commune.

Tho Xuan District is one of the localities with many traditional occupations and craft villages. However, in the past, many craft village production models were still small-scale, many households lacked capital, especially poor households and other policy beneficiaries. Implementing Directive No. 40-CT/TW of the Central Party Secretariat on strengthening the Party's leadership over social policy credit, the Transaction Office of the Tho Xuan District Social Policy Bank (THBSP) has closely followed the direction of the locality to review the actual loan needs of borrowers to remove difficulties in capital sources for people, thereby improving their lives and creating a more stable source of investment capital. Thereby, contributing to promoting the development of OCOP products in the district. Policy capital has focused on lending to support job creation, maintaining and expanding employment for craft villages, developing OCOP products, such as: developing Thuan Minh civil carpentry, Tho Loc conical hat weaving, Phu Xuan vermicelli and peanut candy, Tu Tru sticky rice cake, Xuan Lap harrow gears...

The family of Mr. Lu Dang Hung, village 3 Yen Luoc, Thuan Minh commune is one of the households that effectively uses the loan capital from the job creation support program, maintaining and expanding jobs to develop traditional occupations. It is known that thanks to the loan of more than 100 million VND from the bank, Mr. Hung's family has boldly expanded the workshop, invested in more machinery, and shifted from making traditional wooden products by hand to producing all kinds of furniture, from beds, cabinets, tables and chairs to shelves, worship items with modern machinery, improving designs and improving product quality to meet consumer tastes. Currently, his family's wooden furniture production facility is creating regular jobs for 8 workers with an average income of 6 to 8 million VND/month. Every year, after deducting expenses, his family earns about more than 300 million VND.

Not only Mr. Hung's family, but many families working in traditional occupations in Tho Xuan district have been accessing policy credit capital. Up to now, the total outstanding debt of 9 social policy credit programs in Tho Xuan district has reached nearly 650 billion VND. The increase in outstanding debt is mainly concentrated in a number of programs such as: loans to support job creation, maintain and expand employment, loans for poor households, near-poor households, etc. In particular, for OCOP products alone, the whole district has dozens of households receiving policy loans with an amount of billions of VND. Up to now, most households are effectively promoting capital sources, contributing to creating jobs for workers, improving the lives of people in the district. From the loan capital, households have invested in more equipment, expanded production scale, maintained and developed OCOP products, increased income, improved quality of life; at the same time, creating jobs for many workers, contributing to the socio-economic development of the locality.

Credit capital is an important catalyst to promote the development of craft villages, industries and effectively implement the National Target Program on New Rural Development and the OCOP Program in Tho Xuan district. Up to now, the total number of products recognized as OCOP at the provincial level in the district is 32 products, including 1 4-star product and 31 3-star products. After being recognized, OCOP products have had a clear change in quality, efficiency as well as design, brand identity system...

Preferential credit policies together with the local socio-economic development program have contributed positively to maintaining and developing traditional occupations, craft villages and OCOP products as well as poverty reduction, job creation and social security in the district. In the coming time, Tho Xuan Social Policy Bank will continue to advise the District People's Committee, the Board of Directors of the District Social Policy Bank to direct relevant units to closely coordinate with the Social Policy Bank to effectively carry out the propaganda of preferential credit policies, review eligible subjects, those in need of loans, organize public and transparent loan evaluation, fully and promptly meet the loan needs of poor households and policy beneficiaries in the district. In particular, the bank continues to focus on implementing loans to develop OCOP products. In addition, the bank also focuses on bringing services to villages, hamlets, and residential areas through savings and loan groups to bring convenience to people, contribute to economic development, ensure social security, and build new rural areas in the direction of modern countryside and civilized farmers.

Article and photos: Khanh Phuong

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