Hoang Quan Group has participated in the social housing and workers' housing program for more than 10 years and has so far completed 10 projects with 10,000 apartments, of which, in Ho Chi Minh City, 4 projects and 4,000 apartments have been completed. In the program of 1 million social housing units, Hoang Quan Group has also registered to build 50,000 units.
Sharing at the Conference on Removing difficulties and promoting social housing development chaired by the Prime Minister on the morning of March 16, Mr. Truong Anh Tuan - Chairman of the Board of Directors of Hoang Quan Real Estate Consulting - Trading - Services Joint Stock Company said that the enterprise is currently implementing 12 projects, in 2024 it is expected to complete 3,000 apartments in Tay Ninh, Binh Thuan and Tra Vinh.
During the implementation process, Hoang Quan Real Estate representative also made some recommendations.
Firstly, the Housing Law, the Real Estate Business Law and the Land Law have removed many obstacles, but Mr. Tuan recommended that the Government submit to the National Assembly that the chapter on social housing in the Housing Law should be applied from July 1, 2024, "thus removing many obstacles and promoting more strongly the program of 1 million social housing units", Mr. Tuan said.
Mr. Truong Anh Tuan - Chairman of the Board of Directors of Hoang Quan Group spoke at the Conference.
Second, regarding the VND120,000 billion credit package, Mr. Tuan assessed that this is a very good and humane program. However, the business leader expressed concern as to why the VND120,000 billion package does not apply to customers who have purchased houses in completed projects.
“Previously, we had a VND30,000 billion package but then stopped, so many customers who are citizens, workers, and armed forces when buying houses did not enjoy incentives from the VND30,000 billion package. We propose that this VND120,000 billion package be for customers who have bought completed projects but have not yet accessed the preferential credit package.
With the 120,000 billion VND program, there is no synchronization of loan terms between investors and customers. Customers can borrow for 5 years, but investors can only borrow for 3 years, and many banks require investors to guarantee for customers when borrowing capital to buy social housing. Thus, if the customer is 5 years, the investor must be able to borrow for 5 years. I hope the State Bank will study this issue further," Mr. Tuan suggested.
Third, business representatives suggested that the Government could consider allocating 1-2% to offset interest rates for commercial banks. According to Mr. Truong Anh Tuan, if it is 1%, it will be 1,200 billion VND per year, if it is 2%, it will be 2,400 billion VND per year. When the Government compensates 1-2% of interest rates, this program will certainly be successful and stronger than the current 120,000 billion VND package.
Also sharing at the Conference, Mr. Tran Ngoc Anh - Deputy General Director of Viglacera Corporation expressed his great support for the social housing program. Viglacera immediately deployed the investment and handed over about 5,000 social housing apartments, mainly in Hanoi.
In the program of 1 million social housing apartments, the Corporation is currently implementing in 4 localities including Bac Ninh, Quang Ninh, Ha Nam and Phu Tho with a scale of more than 10,000 social housing apartments. Up to now, there are about 3,000 apartments available for use with selling prices from 8-10 million VND/m2 and apartment prices from 250 million VND to about 600 million VND.
To achieve the above results, Viglacera representative said the company must combine optimized design solutions with self-produced construction materials to offer the best housing prices to people.
Mr. Tran Ngoc Anh, Deputy General Director of Viglacera Corporation spoke at the Conference.
However, Mr. Tran Ngoc Anh also shared that in reality, businesses are facing some difficulties in trading these apartments due to limited regulations on subjects and rental conditions.
“Therefore, I would like to recommend to the Prime Minister to soon apply the amended Housing Law and issue a Decree on social housing in the direction of removing obstacles and expanding the subjects eligible to buy and rent with simple and easy-to-implement conditions so that the poor can soon access these social housing products,” Mr. Ngoc Anh expressed his opinion.
On the business side, Viglacera representative committed to continue to actively implement the program of 1 million social housing units and wishes to participate in building more social housing units in Hanoi in the coming time, which is a great need and expectation from the people .
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