Having money does not mean being able to relax, but not having money does not mean being able to rest assured. However, retirees should not think that they can do everything they want with just enough savings.
If you are temporarily confused, misjudge money and reality, and trust others, your life will be full of trouble. After retirement, no matter how much money you save, do not do these 4 things.
Invest blindly
After retirement , when people have more free time, many people start to focus on investing and managing their finances. At this time, all kinds of investment temptations are flooding in, such as high-yield financial products, original stock investments, and crowdfunding for retirement projects, all of which seem particularly attractive. But we must know that these often carry great risks.
Mr. Zhang (name changed) had some savings after retirement. One day, he met a young man on the street who claimed to be an investment consultant. The young man said that there was an investment project with super high returns, which would definitely win. As long as Mr. Zhang invested his money in it, his money would double in a year.
Mr. Truong, upon hearing this, invested most of his life savings without thinking much. As a result, within a few months, the company was abandoned and all his money was gone.
After retirement, people often to some extent distance themselves from society, still have some “knowledge blind spots”.
Even if you want to invest in a project, you must find a reasonable and legal project to do, and learn more and listen to the advice of some senior experts.
However, some elderly people choose to blindly trust unconditionally because it is a suggestion from relatives or acquaintances.
So unless you have a unique vision, are familiar with the workings of commercial society, and have certain economic capacity, don't rush into investing, losing your pension will only make you regret it in your later years.
Don't over-support your children.
After retirement, when seeing their children struggling in life, many parents cannot sit still. This is also human nature. But if you help too much, things will become messy.
When children are in trouble, we should help them appropriately but cannot take on everything. They have to learn to take responsibility and face the challenges of life. Over-support can make children ungrateful and affect family relationships.
Do not disclose assets to outsiders
In fact, some old people do not know how to say no, they are used to being “good old people” in their relatives and acquaintances. They are obviously not well off financially but they like to be generous, when someone is in trouble they are ready to rush out to help. Once someone opens their mouth to borrow money, they will not hesitate to take out their wallet.
There are also some retired old people who give all their savings to outsiders. In fact, this is a relatively dangerous behavior.
The old wisdom is that you should not reveal your wealth. If you tell others about your family's assets, they can "catch" you morally, trick you emotionally, and make you actively pay the price and sacrifice.
After retirement, the sensible way to live is to take care of yourself and your small family, spending money on worthy people.
Ignore your health
When people retire, their living conditions often improve, and many people begin to pursue material pleasures while forgetting the importance of health. Enjoying life after retirement is necessary, but health is the foundation that helps you maintain a happy and meaningful life.
After retirement, pay attention to a balanced diet, regular exercise and regular health check-ups. Don't wait until your body has problems to start worrying or regretting. Only when you have good health can you fully enjoy the beauty of retirement life.
Retirement is a new journey. So protect your assets, build harmonious family relationships and maintain your health.
T. Linh (According to Aboluowang)
Source: https://giadinhonline.vn/tuoi-nghi-huu-tien-nhieu-den-may-cung-nen-tranh-4-dieu-d205060.html
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