Specifically, at Vietnam Maritime Commercial Joint Stock Bank (MSB) , the highest savings interest rate is only 5.6%/year applied to terms of 12 months or more, interest at the end of the term.
Eximbank previously listed the interest rate applied to long terms from 15 - 34 months at 6.2 - 6.5%/year, but on the afternoon of February 25, it issued a new interest rate schedule, effective from today (February 26). Accordingly, the highest mobilization interest rate is only 5.8%/year applied to a 24-month term. The 15- and 18-month terms are 5.6%/year and 5.7%/year, respectively. The 36- and 60-month terms have interest rates of only 5.1%/year and 5.2%/year.
At BVBank , according to the latest interest rate schedule, the interest rate has also decreased sharply. The interest rate for 12-month term has decreased from 6.05%/year to 5.8%/year, for 15-month term has decreased from 6.25%/year to 5.9%/year. The interest rate for 18-month term has decreased from 6.35%/year to 6%/year, for 24-month term has decreased from 6.45%/year to 6.05%/year. Notably, there is no longer a 36-month term as in the previous interest rate schedule.
KienLongBank also announced the interest rate schedule applicable from today, February 26. Previously, this bank applied a mobilization interest rate of 6.1%/year for terms of 12 - 24 months, but according to the new interest rate schedule, it is only 5.7%/year for terms from 12 months.
On the afternoon of February 25, the interest rate for 36-month term deposits at Vietcombank returned to 4.7%/year, down 0.1%. This is also the general interest rate applied to terms from 24 to 60 months.
At ACB , the highest interest rate is 4.5%/year. In case of 13-month deposit with deposit amount over 200 billion VND, the interest rate is 6%/year.
Previously, implementing the direction of the Government and the Prime Minister, on the afternoon of February 25, the State Bank of Vietnam (SBV) held an online meeting on implementing solutions to stabilize deposit interest rates; reduce operating costs, enhance the application of information technology, simplify administrative procedures, and be ready to share part of the profits to reduce lending interest rates to support people and businesses in accessing bank credit capital, promoting production and business development.
According to Deputy Governor Pham Thanh Ha, in recent times, the State Bank has directed organizations to synchronously implement solutions to stabilize deposit interest rates, an important factor affecting lending interest rates. However, some commercial banks have increased deposit interest rates, which may affect the ability to increase lending interest rates. Therefore, it is very important to continue to resolutely implement measures to reduce lending interest rates.
"Commercial banks must seriously implement the direction of the Government and the Prime Minister, continue to stabilize deposit interest rates, and strive for solutions to reduce lending interest rates," the Deputy Governor requested.
The State Bank of Vietnam will strengthen inspection, examination and close supervision of the announcement of deposit interest rates and lending interest rates of commercial banks; strictly handle credit institutions that do not publicly announce interest rate information, compete in unfair interest rates, and do not comply with the law.
TB (according to VTC)Source: https://baohaiduong.vn/ngan-hang-dong-loat-ha-lai-suat-huy-dong-tu-hom-nay-406078.html
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