OCB increased interest rates for terms of 3, 6 and 12 months. Of which, the 3-month term increased from 3.7% to 3.9%; the 6-month term increased from 4.6% to 4.9%; and the 12-month term increased from 4.9% to 5.2%.
PVcomBank's highest interest rate is 9.5%/year for a 12-13 month deposit term with a minimum deposit of VND 2,000 billion.
Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with the condition of maintaining a minimum balance of 500 billion VND.
MSB also applies a fairly high interest rate with interest rates at bank counters of up to 8%/year for a term of 13 months. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.
NCB and OceanBank apply an interest rate of 6.1% for a 24-month term; OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; Cake by VPBank also applies an interest rate of 6% for a 24-month term.
Statistics of banks with the highest savings interest rates today:
Comparing the highest and lowest bank interest rates for 3-month, 6-month, 12-month, and 24-month terms, according to a survey by Lao Dong Newspaper reporters, the highest bank interest rate for 3-month terms is 4.2% for Cake by VPBank. Meanwhile, the lowest bank interest rate for 3-month terms is 1.9% for Agribank, Vietcombank, and SCB. The difference between the highest and lowest interest rates for 3-month terms is quite large, up to 2.3%.
The highest bank interest rate for the 6-month term is 5.1%, belonging to BAC A BANK. The lowest interest rate for this term is 2.9% for Vietcombank and SCB. The difference between the highest and lowest interest rates for the 6-month term is 2.2%.
For the 12-month term, PVcomBank broke through with an interest rate of 9.5%, much higher than the highest rate of over 5% of some other banks. Meanwhile, SCB has the lowest interest rate for this term, at 3.7%, creating a difference of up to 5.8%.
For a 24-month term, the highest bank interest rate is 6.1% at NCB and OceanBank. The lowest interest rate is 3.9% at SCB. The difference between the highest and lowest interest rates for a 24-month term is 2.2%.
Compare highest bank interest rates for 3-month term
Interest rates on 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/lai-suat-ngan-hang-hom-nay-276-ky-han-12-thang-lai-suat-cao-nhat-6-95-1358127.ldo
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