According to the draft, credit institutions and foreign bank branches will restructure debt repayment terms to support customers facing difficulties due to the impact and damage of storm No. 3.
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The State Bank of Vietnam (SBV) has just released a draft Circular regulating the restructuring of debt repayment terms by credit institutions and foreign bank branches to support customers facing difficulties due to the impact and damage of storm No. 3.
Accordingly, the subjects of the Circular are customers including branches and representative offices of credit institutions and foreign bank branches in 26 provinces and centrally-run cities facing difficulties in debt repayment due to the impact and damage of storm No. 3.
Provinces and cities include: Ha Giang, Cao Bang, Lang Son, Bac Giang, Phu Tho, Thai Nguyen, Bac Kan, Tuyen Quang, Lao Cai, Yen Bai, Lai Chau, Son La, Dien Bien, Hoa Binh, Hanoi, Hai Phong, Hai Duong, Hung Yen, Vinh Phuc, Bac Ninh, Thai Binh, Nam Dinh, Ha Nam, Ninh Binh, Quang Ninh, Thanh Hoa.
The draft regulation stipulates that credit institutions and foreign bank branches are allowed to restructure the debt repayment period for the outstanding debt balance that is overdue for more than 10 days in the period from September 7, 2024 to the effective date of this Circular when restructuring the debt repayment period for the first time according to the provisions of this Circular.
Customers eligible for debt restructuring are customers who have the obligation to repay principal and/or interest between September 7, 2024 and December 31, 2025. The review of debt repayment term restructuring is carried out from the effective date of this Circular to December 31, 2025 and there is no limit on the number of times the debt repayment term is restructured.
The final repayment date of the restructured debt balance (including debt extension) is determined in accordance with the customer's level of difficulty but not exceeding December 31, 2026.
According to baophapluat.vn
https://baophapluat.vn/de-xuat-co-cau-lai-thoi-han-tra-no-voi-khach-hang-bi-anh-huong-bao-so-3-post527187.html
Source: http://vinhphuctv.vn/Qu%E1%BA%A3n-tr%E1%BB%8B/Tin-t%E1%BB%A9c-chung/ID/358752/e-xuat-co-cau-lai-thoi-han-tra-no-voi-khach-hang-bi-anh-huong-bao-so-3
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