HDBank has just announced simultaneously decreased by 0.2%/year for deposits of terms from 1-13 months.

With online deposits, the bank interest rate for 1-5 months decreased to 3.65%/year, 6 months to 5.5%/year.

HDBank retains the term of term of 15-36 months.

For deposits at the counter, interest rates also decreased simultaneously 0.2%/year.

HDBank still applies the "special interest rate" policy with deposit of VND 300 billion or more of 12 and 13 months, 8%and 8.4%/year, respectively.

In the last two days of November, a series of large banks reduced mobilized interest rates: Agribank, Vietinbank, Vietcombank, BIDV, MB, and Techcombank.

In particular, Vietcombank continues to bring the mobilized interest rate to the unprecedented low level, with a term of 1-2 months to only 2.4%/year, 3-5 months to only 2.7%/year, 6-11 months is 3.7%/year and 12-24 months to 4.8%/year.

The situation of banks surplus cash causes interest rates to mobilize and lend.

BVBank has just reported the progress of using the money collected from the issuance of shares in May 2023.

The bank added a short -term loan of VND 99,365 billion, investing in government bonds VND 400 billion, lending to the market VND 296 billion. Until November 22, the amount of money was still in the account without disbursing any money.

Despite the excess liquidity leading to reduced deposit rates, many banks still have policies to attract deposits.

The highest deposit interest rate schedule at the banks of December 1 (%/year)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
PVCOMBANK 3.65 3.65 5.6 5.6 5.7 6
HDBANK 3.65 3.64 5.5 5.3 5.7 6.5
OCEANBANK 4.3 4.5 5.5 5.6 5.8 5.8
VIETBANK 3.8 4 5.4 5.5 5.8 6.2
KIENLONGBANK 4.55 4.75 5.4 5.6 5.7 6.2
VIET A BANK 4.4 4.4 5.4 5.4 5.7 6.1
NCB 4.25 4.25 5.35 5.45 5.7 6
BAOVIETBANK 4.2 4.55 5.3 5.4 5.6 6
GPBANK 4.05 4.05 5.25 5.35 5.45 5.55
SHB 3.5 3.8 5.2 5.4 5.6 6.1
BAC A BANK 3.8 4 5.2 5.3 5.5 5.85
LPBANK 3.8 4 5.1 5.2 5.6 6
OCB 3.8 4 5.1 5.2 5.4 6.1
CBBANK 4.2 4.3 5.1 5.2 5.4 5.5
VIB 3.8 4 5.1 5.2 5.6
BVBANK 3.8 3.9 5 5.2 5.5 5.55
EXIMBANK 3.6 3.9 5 5.3 5.6 5.7
MSB 3.8 3.8 5 5.4 5.5 6.2
VPBANK 3.7 3.8 5 5 5.3 5.1
SCB 3.75 3.95 4.95 5.05 5.45 5.45
NAMA BANK 3.6 4.2 4.9 5.2 5.7 6.1
SAIGONBANK 3.3 3.5 4.9 5.1 5.4 5.6
PGBANK 3.4 3.6 4.9 5.3 5.4 6.2
DONG A BANK 3.9 3.9 4.9 5.1 5.4 5.6
ABBANK 3.7 4 4.9 4.9 4.7 4.4
MB 3.3 3.6 4.8 4.9 5.2 5.7
TPBANK 3.6 3.8 4.8 5.35 5.7
SACOMBANK 3.6 3.8 4.7 4.95 5 5.1
TECHCOMBANK 3.55 3.75 4.65 4.7 5.05 5.05
SEABANK 3.8 4 4.6 4.75 5.1 5.1
ACB 3.3 3.5 4.6 4.65 4.7
AGRIBANK 3.2 3.6 4.5 4.5 5.3 5.3
BIDV 3.2 3.5 4.5 4.5 5.3 5.3
VIETINBANK 3.2 3.6 4.5 4.5 5.3 5.3
VIETCOMBANK 2.4 2.7 3.7 3.7 4.8 4.8