Your trusted companion

Over the past 8 years, Mcredit has continuously developed, gradually affirming its position as one of the leading consumer finance units in Vietnam. It is a meaningful journey, marked by the trust and companionship of nearly 3.3 million customers nationwide.

To achieve these proud results, Mcredit has gradually built a diverse consumer financial service network, from unsecured loans, cash loans, to installment loans for motorbikes, electronics, and services... With a quick, simple, and transparent process, Mcredit has become a trusted financial companion of millions of people.

With the vision of becoming the most convenient digital financial service, Mcredit focuses on technological innovation and optimizing the experience. In particular, Mcredit has pioneered the application of digital technology and big data analysis to optimize the loan approval process, helping customers access finance faster and easier. The Mcredit application is a big step forward, bringing a convenient and safe experience to users.

Mr. Le Quoc Ninh, General Director of Mcredit said: “Digitalization has created huge changes for the financial industry. The process of providing a loan at Mcredit used to take about half a day or 4-5 hours, which was considered very fast, but now this process has been optimized, saving a lot of time for both customers and employees.”

With the motto "Customer-centric", Mcredit not only provides financial solutions but also consults, supports and accompanies customers through difficult times. Accordingly, Mcredit always focuses on customers, finds debt restructuring solutions, and partially waives interest for customers who are really in difficulty. This is also completely consistent with the policy of the State Bank.

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Mcredit thanks customers with attractive gift warehouse

Celebrate your birthday with thousands of valuable prizes

Celebrating 8 years of financial support, Mcredit has just announced the 2 biggest promotional programs of the year.

Accordingly, with the lucky draw program "8 years of financial support - Lucky draw to win great prizes", customers who sign a loan contract at the normal interest rate through the application "Mcredit - Smart Finance" and successfully disburse during the promotion period from November 22 to December 13, 2024 will be provided with a lucky draw code corresponding to the contract code including 16 characters to have the opportunity to receive attractive gifts with a total prize value of up to 85 million VND.

Including: 1 First prize in cash worth 30 million VND, 2 Second prizes in cash worth 15 million VND and 5 Third prizes in cash worth 5 million VND. Mcredit will determine the prize by using the lottery software and broadcast the winning lottery results live on the Mcredit Fanpage at 8:00 p.m. on December 14, 2024.

From December 1 to 13, 2024, the program "8 years of financial support - Giving away thousands of quality gifts" will take place with a total prize value of nearly 800 million VND, equivalent to 7,332 gifts. The program opens up the opportunity to receive thousands of E-Vouchers and phone cards worth up to 200,000 VND for nearly 570 first customers every day when successfully signing electronic contracts, disbursing or paying off loan balances.

The promotion program "8 years of financial support" is not only Mcredit's gratitude and thanks to customers, but also an activity continuing the ESG journey chain for sustainable development, striving to "connect" customers who have the need and desire to use financial products and services through smartly and conveniently designed solution packages.

Program details: bit.ly/Mcredit8.

Ngoc Minh