Continuing to accompany the shopping needs of Vietnamese consumers, MB Shinsei Finance Company Limited (Mcredit) announced the program "Pay by installments with eM - Support the back-to-school season" implemented from August 15 to October 15, 2024. Mcredit customers also have the opportunity to receive savings to support long-term education plans with a total value of 200 million VND.
Vietnamese education costs are expected to continue to increase according to the tuition fee roadmap for public higher education and vocational education stipulated in Decree 81. On the other hand, according to a 2023 report by Decision Lab on the personal financial situation of Vietnamese people, 49% of respondents said their income was just enough to cover expenses, 21% felt their income was not enough to cover expenses. Furthermore, more than 2/3 of respondents said they had no savings in the last 12 months.
In that context, understanding the financial concerns of consumers as well as the desire to accompany people in their back-to-school shopping needs, Mcredit offers the installment loan program "Installment with eM - Supporting the back-to-school season" taking place from August 15 to October 15, 2024.
The program applies to products serving the back-to-school season such as electronics, electrical appliances and two-wheeled vehicles including motorbikes, electric vehicles, and 50cc vehicles purchased at partner stores affiliated with Mcredit nationwide.
With just an ID card, customers who need to borrow money in installments to buy supplies for the new school year will be consulted by credit officers at partner stores affiliated with Mcredit for suitable loans to identify, register for a loan, and sign a contract.
In particular, customers who sign a contract and successfully disburse an installment loan will immediately receive 01 lucky draw with a chance to win a humane gift of savings to support long-term education plans with a total value of 200 million VND.
Mcredit accompanies the back-to-school season with "Pay by installments with eM - Support the back-to-school season" |
The savings are a thank you to customers for choosing Mcredit, and at the same time create a financial foundation for customers to realize their long-term educational plans.
Specifically, Mcredit offers 02 "University Wings" savings worth 20 million VND, 02 "Education Plan" savings worth 15 million VND, 06 "Exam Support" savings worth 10 million VND and 14 "Learning Encouragement" savings worth 5 million VND.
Customers only need to follow Mcredit's official fanpage to get the program results according to 2 lucky draw rounds at 8:00 p.m. on September 20, 2024 and October 21, 2024. The specific rules of the program are posted on the website mcredit.com.vn.
The program "Pay by installments with eM - Support the back-to-school season" is part of the ESG plan in response to Mcredit's National Comprehensive Financial Strategy to 2025, with a vision to 2030. Accordingly, Mcredit wishes to spread the spirit of responsible borrowing, demonstrating its companionship with all individuals and families, regardless of financial and geographical circumstances, in their daily consumption needs, ensuring the role of a humane brand when providing customers with the most convenient financial solutions along with savings, a fulcrum to help realize longer-term plans.
Mcredit is a member financial company of the Military Commercial Joint Stock Bank (MB) and SBI Shinsei Bank Japan with a network of affiliated partners covering 63 provinces and cities nationwide and nearly 5,000 employees serving more than 3 million customers.
Source: https://baodautu.vn/cung-mcredit-tiep-suc-mua-tuu-truong-d222414.html
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