This is a recognition of Mcredit's tireless efforts on the journey towards becoming the most convenient digital financial service.

Top 10 prestigious companies in the Finance industry are evaluated and ranked based on 3 main criteria: Financial capacity shown in the most recent financial report; Media reputation is evaluated using the Media Coding method - encoding articles about financial companies on influential media channels; Survey of research subjects and stakeholders is conducted and updated until August 2024.

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Mcredit is honored to be listed in the Top 5 most prestigious companies in the financial industry in 2024. Photo: Mcredit

According to Vietnam Report, the gloomy picture of the financial sector in 2023 reflects a difficult reality of the economy. The combination of high inflation and declining spending power has created a negative spiral for the consumer finance sector. This not only affects financial businesses, but also reduces people's confidence in consumer loans in the context of high interest rates and unimproved income.

Overcoming the common barriers and difficulties of the consumer finance industry, Mcredit was evaluated and listed in the Top 5 in the ranking of prestigious financial companies in 2024 - a group of financial companies. This affirms that Mcredit is one of the financial companies operating effectively thanks to its steadfastness in the strategy of "taking customers as the center", accompanying customers in difficult times. Mcredit always listens to understand the needs and difficulties of customers in consumer loans. From there, it constantly improves and develops smart financial solutions, helping people access capital quickly and conveniently for their financial needs.

Recently, closely following the policies and directions of the Vietnamese Government and the State Bank, Mcredit has implemented two programs to reduce installment loan interest rates by up to 50% and cash loan interest rates by 5%/year to support people in provinces and cities affected by super typhoon Yagi and floods to overcome difficulties and rebuild their lives.

Aiming to promote digital transformation while limiting risks in the consumer finance sector, Mcredit is one of the six pioneering credit institutions to deploy a solution to apply national population data in assessing the creditworthiness of borrowers, helping people to easily access capital sources more quickly and effectively.

“As a member of MB Group, Mcredit has a strong spirit and believes that "there is always opportunity in danger". A difficult market is also an opportunity for Mcredit to look inward, optimize and standardize operating processes to accompany customers and develop better services", a representative of Mcredit shared.

Ngoc Minh