- To support the direction, management and implementation of social policy credit activities, since October 2024, the Provincial Branch of the Vietnam Bank for Social Policies (VBSP) has deployed the policy credit management application (QLTDCS) to contribute to improving the quality of credit activities in the province.
In mid-November 2024, we were present at the transaction point of Mai Pha commune, Lang Son city. Unlike previous transactions, this time the staff of the Social Policy Bank did not need to enter data on the results of interest and savings collection of the savings and loan groups (S&L) because since November, the heads of the S&L groups have entered information about their groups on the QLTDCS application.
Ms. Tran Thi Ha, Head of the Savings and Credit Group in Mai Thanh village, Mai Pha commune, shared: With just a smartphone with internet connection, when installing the QLTDCS application, every month, I enter information about interest and savings of the group for easy monitoring. With this application, I can also transfer principal payments to group members and introduce details about policy credit programs, supporting members to complete loan procedures quickly and conveniently instead of carrying documents and papers as before. In addition, we can manage group members, outstanding debt, interest payable, and provide information to group members anywhere, anytime.
Like Ms. Ha, currently, 102/102 heads of Savings and Credit Groups in the city have installed and used the application. Mr. Nguyen Duong Thang, Deputy Head of the Planning and Credit Department of the Provincial Branch of the Vietnam Bank for Social Policies, in charge of credit work in the city, said: To deploy the use of this application, we have organized training, installation, and instructions on how to use the application for 100% of users in the city. Thanks to that, up to now, all users have installed and proficiently used the application.
Not only the city but also the Social Policy Bank Transaction Offices in the districts have been making efforts to deploy the QLTDCS application to users.
Ms. Nguyen Thi Phuong, Director of the Provincial Branch of the Social Policy Bank, said: In order to effectively implement the application, the Provincial Branch of the Social Policy Bank has established a Steering Committee for the implementation of the QLTDCS application, headed by the Branch Director, and coordinated with provincial-level socio-political organizations to disseminate the features and effectiveness of the QLTDCS application to socio-political organizations at all levels, management boards of savings and credit groups at the grassroots level; organized training and provided instructions on the installation and use of the QLTDCS application to users; launched a competition movement on the implementation of the QLTDCS application to socio-political organizations - entrusted and the transaction offices of the Social Policy Bank in districts to contribute to the completion of assigned targets and plans.
| To date, the whole province has had 4,434 users (including members of the Board of Directors of the Social Policy Bank at all levels; leaders, staff of the Social Policy Bank and socio-political organizations receiving the trust; heads of savings and credit groups; staff of the poverty reduction committee of communes, wards and heads of blocks and villages) installing and using the application, reaching 60% of the plan (of which 1,016 heads of savings and credit groups have made transactions with the bank through the application, accounting for 49.3%). |
Accordingly, the Provincial Branch of the Social Policy Bank strives to have 100% of provincial, district and commune-level users granted user accounts activated and able to use the application's features by December 31, 2024, of which at least 50% of savings and credit team leaders are proficient in using the QLTDCS application to serve transactions.
According to preliminary statistics of the Provincial Branch of the Vietnam Bank for Social Policies, up to now, the whole province has had 4,434 users (including members of the Board of Directors of the Vietnam Bank for Social Policies at all levels; leaders, staff of the Vietnam Bank for Social Policies and socio-political organizations receiving the trust; heads of savings and credit groups; staff of the commune and ward poverty reduction committees and heads of blocks and villages) installing and using the application, reaching 60% of the plan (of which 1,016 heads of savings and credit groups have made transactions with the bank through the application, accounting for 49.3%).
Mr. Luong Van Lan, Party Secretary, Chairman of Mau Son Commune People's Committee, Cao Loc District said: Currently, the total outstanding debt of lending programs in the commune is over 2 billion VND with 37 borrowers. Through the QLTDCS application, I can monitor data on transaction results in the month, total outstanding debt entrusted through entrusted organizations and unions; outstanding debt of each savings and credit group, loan turnover, debt collection; monitor and manage credit quality such as outstanding interest, overdue debt, loans about to be due for principal repayment, thereby providing timely direction, urging, and reminding borrowers, better managing capital sources.
The implementation of the QLTDCS application is an important step in modernizing policy credit management. Thereby, it contributes to reducing transaction time for the heads of savings and credit groups and officers of the Social Policy Bank at the commune transaction points; providing complete and accurate information and data to users about the situation of policy credit activities in the area. To complete the set goals, currently, the Provincial Social Policy Bank Branch is actively directing the district Social Policy Bank transaction offices to organize propaganda, installation and user instructions.
Source: https://baolangson.vn/buoc-dot-pha-trong-ung-dung-cong-nghe-so-vao-quan-ly-tin-dung-chinh-sach-5028560.html
Comment (0)