(QNO) - This afternoon, January 12, Mr. Le Hung Lam - Director of the Vietnam Bank for Social Policies (VBSP) Quang Nam branch chaired the conference to deploy tasks for 2024.
In 2023, policy credit in Quang Nam will reach more than 630 billion VND (an increase of 134 billion VND compared to 2022, 18/18 units achieved and exceeded the immediate plan target in January 2023). Capital growth and outstanding credit balance are the highest ever at 15% (an increase of 964 billion VND), reaching outstanding loans of more than 7,400 billion VND, ranking 5th nationwide.
Of which, lending to preferential credit programs under Resolution No. 11/NQ-CP of the Government reached VND 853 billion. Capital mobilization reached VND 1,080 billion, an increase of VND 97 billion compared to 2022, completing the central plan target assigned immediately in the first 6 months of the year.
The Social Policy Bank, Quang Nam branch, has advised the Provincial People's Committee to issue a plan to implement the development strategy until 2030 in the area. The provincial branch, 18/18 transaction offices have signed a coordination program with the Vietnam Fatherland Front Committee and have deposited the "For the Poor" fund account at the policy bank.
Last year, the Social Policy Bank, Quang Nam branch, hosted and participated in the Central and Central Highlands regional policy bank sports festival, winning first prize for the entire delegation, and participated in the national sports festival with 5 first prizes, 2 second prizes, 2 third prizes...
The Bank for Social Policies, Quang Nam branch, has closely coordinated with entrusted socio-political organizations, departments, branches, and authorities at all levels to focus on synchronously implementing solutions to consolidate and improve credit quality, urge, collect, and handle risky debts. By December 31, 2023, the total overdue debt and debt foreclosed in the entire branch accounted for only 0.17% of the total outstanding debt.
Mr. Le Hung Lam said that in 2023, the unit will continue to effectively implement preferential loan policies and interest rate support packages according to Resolution No. 11 of the Government. Social policy credit capital supports investment in production and business for more than 36 thousand poor and near-poor households, and other policies.
Of which, jobs were created for more than 13 thousand workers, nearly 200 workers went to work abroad, 15 people who had just finished serving their prison sentences were given jobs. More than 2,500 students with difficult circumstances were given loans to study; more than 18 thousand clean water and sanitation facilities were built in rural areas.
Policy capital has also built 485 social houses for low-income people. More than 1,400 households in ethnic minority and mountainous areas have borrowed capital to develop the economy, ensure social security, reduce poverty sustainably and build new rural areas.
In 2024, the Bank for Social Policies, Quang Nam branch, based on the programs, plans, and socio-economic development goals of the province, will deploy policy credit in a timely and effective manner. Thereby, meeting the needs and aspirations of the people, promoting the role of policy credit in the socio-economic development of the province.
The basic targets have been approved, striving to increase capital sources and credit balance by 8-10% (reaching outstanding balance of over 8 trillion VND); striving to maintain overdue debt ratio ≤ 0.05%; mobilizing capital from organizations and individuals in the market to reach and exceed assigned targets.
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