Ms. Nguyen Thi My - Director of the Transaction Office of the Social Policy Bank of Hoi An City said that by December 31, 2024, the total social policy capital in the area reached more than 293.4 billion VND (an increase of more than 31 billion VND compared to the beginning of the year, an increase of 11.82%). Of which, the central capital source is more than 113.4 billion VND (accounting for 38.67% of the total capital source); mobilized capital is nearly 60 billion VND (accounting for 20.37% of the total capital source); local budget capital is more than 120.1 billion VND (accounting for 40.96% of the total capital source, including the provincial capital of nearly 81 billion VND, the city capital of more than 39.2 billion VND).
The total outstanding policy credit balance in Hoi An City as of December 31, 2024 reached more than VND 292.7 billion (an increase of nearly VND 31 billion compared to the beginning of the year). The outstanding balance of policy credit programs includes outstanding policy credit balance serving production and business needs to create livelihoods and jobs reaching more than VND 195 billion (accounting for 66.62% of total outstanding balance, including loans to support job creation, loans for near-poor households, and labor export); outstanding balance serving people's lives and activities is nearly VND 98 billion (accounting for 33.38% of outstanding balance, including loan programs for students, clean water and environmental sanitation, social housing loans, and flood shelters).
The quality of social policy credit in Hoi An City has been consolidated and improved, with no overdue debt. The total outstanding policy credit entrusted to 4 associations and organizations as of December 31, 2024 reached more than 292.6 billion VND (accounting for 99.95% of the total outstanding debt). Policy credit in Hoi An City is implemented through 117 savings and loan groups, all 117 groups are good.
In 2025, Hoi An City strives to increase capital sources and outstanding policy credit to 8-10%, promptly meeting capital needs for poor households, near-poor households, and policies; continue to maintain stable and sustainable credit quality; interest rate reaches 100% of the plan; mobilize savings to meet and exceed assigned targets, strive for 100% of savings and loan group members to regularly participate in monthly deposits.
Mr. Hoang Thanh Lan highly appreciated the effectiveness of policy credit activities in Hoi An city in creating jobs, increasing income for people, promoting new rural construction, sustainable poverty reduction, and ensuring social security.
Mr. Lan requested the Board of Directors of the Hoi An City Social Policy Bank to continue advising Party committees at all levels to effectively implement Directive 39 dated November 30, 2024 of the Central Party Secretariat on improving the effectiveness of social policy credit in the new period; strive to achieve the target of capital entrusted from the local budget accounting for 15 - 17% of total capital by 2030; synchronously implement solutions to consolidate and continue to improve the quality of policy credit.
Source: https://baoquangnam.vn/nam-2024-du-no-tin-dung-chinh-sach-tren-dia-ban-hoi-an-dat-hon-292-7-ty-dong-3147346.html
Comment (0)