Full BIDV interest rates at all terms
According to Lao Dong, the interest rate on savings deposits at the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) currently fluctuates between 1.7-4.7%/year for deposits at the counter and between 2.0-4.8%/year for online deposits.
BIDV's counter deposit interest rates are currently listed as follows:
1-month deposit interest rate is 1.7%/year.
3-month deposit interest rate is 2.0%/year.
Interest rate on 6-9 month term deposits is 3.0%/year.
Interest rates on deposits for terms greater than 12 months are 4.7%/year.
BIDV's online deposit interest rate is 0.1-0.3 percentage points higher than the counter deposit rate, currently listed as follows:
1-month deposit interest rate is 2.0%/year.
3-month deposit interest rate is 2.3%/year.
Interest rate on 6-9 month term deposits is 3.3%/year.
Interest rate on 12-18 month term deposits is 4.7%/year.
Interest rate on 24-36 month term deposits is 4.8%/year.
In the Big4 banking group including BIDV, Vietcombank, VietinBank, Agribank, VietinBank is currently holding the most preferential interest rate compared to the remaining banks, followed by BIDV's interest rate.
Accordingly, BIDV's interest rate currently fluctuates between 1.7-4.8%/year, Vietcombank's interest rate currently fluctuates between 1.6-4.7%/year, Agribank's interest rate fluctuates between 1.6-4.7%/year, VietinBank's interest rate fluctuates between 2.0 - 5.0%/year.
Although Agribank and Vietcombank interest rates fluctuate within a similar range, Agribank's interest rates are 0.1 percentage points higher than Vietcombank's for terms of 6 months, 9 months and 12 months.
Deposit 500 million VND at BIDV, what is the highest interest rate?
Readers can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit.
Thus, depositing 500 million at BIDV, customers can receive the highest interest rate as follows (applied to online deposits):
1 month term: 833,333 VND.
3 month term: 2,875,000 VND.
6 month term: 8,250,000 VND.
9 month term: 12,375,000 VND.
12 month term: 23,500,000 VND.
36 month term: 72,000,000 VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/kinh-doanh/lai-suat-bidv-moi-nhat-gui-500-trieu-dong-nhan-lai-bao-nhieu-1354448.ldo
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