Super cheap interest and fee combo

At the recent program “Vietnam and the Index: Financial Prosperity”, Mr. Nguyen Viet Duc - Director of Digital Business, VPBank Securities (VPBankS) commented that despite the gloomy trend of the past few weeks, the market could bottom out before the Tet holiday.

According to Mr. Duc, the inauguration of Mr. Donald Trump as US President right before the Lunar New Year holiday could be a driving force to help the international and Vietnamese stock markets become more positive. Therefore, the expert said that he would wait until the days before Tet, when the market is depressed, to buy stocks with the hope of achieving positive profits and receiving "lucky money" for the new year.

In addition, despite the negative developments in January, many securities companies also forecast that 2025 will be a breakthrough year for the market. Most organizations expect the VN-Index to reach 1,400 to 1,500 points in 2025, with some even believing that the index could surpass 1,660 points this year.

Understanding the needs of "stock traders" for Tet, VPBankS has just launched the program "Super Combo: Free for life - Rock bottom interest rate". With this program, investors will be able to borrow margin with an interest rate of only 7.9%/year for a loan balance of up to 3 billion VND as well as enjoy a lifetime free transaction incentive.

The “super-cheap” margin interest rate and free transaction program will be implemented from January 15, 2025 to June 30, 2025. The promotion is applied to domestic individual and institutional customers who open new accounts at VPBankS during the program period or customers who have a securities account with NAV (net asset value) under VND 3 million and have not made any securities transactions in the last 3 months up to December 31, 2024.

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This is an unprecedented low interest rate that VPBankS offers to investors and is also significantly lower than the normal margin interest rate on the market (according to a survey, about 11 - 14%/year). VPBankS' preferential margin interest rate of 7.9%/year is even equivalent to the interest rate on secured loans at many banks.

If using the maximum limit of the program, "stock traders" can save up to tens of millions of VND per month compared to the normal margin interest rate estimated at 12.5%/year. Specifically, if using the maximum limit of 3 billion VND, investors will save nearly 12 million VND per month, or more than 60 million VND during the entire program period. This incentive can be considered a not small profit, helping "stock traders" improve their performance to win the market.

Compared to many other securities companies in the market, VPBankS is proud to offer the lowest margin interest rates along with attractive incentives. While some units only apply preferential interest rates for small loans or short-term limits, VPBankS's program offers a limit of up to 3 billion VND with an implementation period of nearly 6 months. This helps customers have more time, initiative and flexibility in their investment strategies.

Along with the attractive margin interest policy, VPBankS also waives transaction fees on regular sub-accounts and margin sub-accounts, without time limit.

For regular sub-accounts, the fee-free policy applies to both newly opened and non-trading accounts for 3 months; for margin sub-accounts, the fee-free policy only applies to non-trading accounts for 3 months.

Detailed information about VPBankS's "Super Combo: Free for life - Rock bottom interest rate" program at: https://vpbanks.onelink.me/XNEk/f5q6mcp5

Welcome Tet with huge lucky money

In addition to the super-profitable margin promotion, VPBankS is also launching a lucky draw program "Dragon Snake Up in the Clouds - Receive Tet Luck" with thousands of attractive gifts, including cash lucky money and prizes up to 6 taels of gold. The event is an activity to show gratitude and accompany customers, welcoming new investment opportunities from VPBankS during the traditional Tet holiday of At Ty 2025.

The program will take place from January 15 to February 15, 2025, through the game on the NEO Invest application or website https://neoinvest.vpbanks.com.vn.

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With the motto "For a prosperous future", in addition to programs for customers in early 2025, VPBankS is implementing a series of incentives including free basic securities transactions for newly opened accounts, free VN30 index derivatives contracts transactions for all accounts, cash back up to 200,000 VND, LynkiD points accumulation on NEO Invest...

In particular, recently VPBankS has cooperated with three leading fund management companies, Dragon Capital, SSIAM and VinaCapital, to distribute fund certificates directly on the NEO Invest platform.

The company also focuses on developing a smart trading platform, simple experience, integrating a variety of financial products and consulting services. This is confirmed by prestigious awards such as "Most Innovative Stock Trading Application 2023" for NEO Invest by International Finance Magazine and "Best Model Portfolio Product 2024" for ePortfolio by Global Banking & Finance Review.

Phuong Dung