Bank capital fuels OCOP products

Thời báo Ngân hàngThời báo Ngân hàng10/02/2025


Supporting OCOP products in Quang Nam, the local banking sector has actively supported customers to borrow capital to implement the program. From the loan capital, many OCOP entities have invested in additional equipment, expanded production scale, expanded consumption markets, and developed many quality OCOP products.

In recent times, with the close direction of the Provincial People's Committee and the efforts of localities, the OCOP program in Quang Nam has achieved many remarkable results. Many OCOP product manufacturing facilities have expanded their scale and developed consumption channels, especially on e-commerce platforms. OCOP entities have created thousands of stable jobs for workers, increased income and improved people's lives.

After 7 years of implementing the OCOP Program (2018-2024), the whole Quang Nam province has had 479 products of 376 entities recognized as OCOP products; of which, there are 419 3-star products and 60 4-star products.

Quang Nam has also submitted to the Central Government 5-star national evaluation of 5 products (Saphraton health protection food - Nam Tra My, Tra My cinnamon essential oil - Bac Tra My, Tien Phuoc pepper - Tien Phuoc, MITRI TEA Ngoc Linh ginseng tea (health protection food) - Phu Ninh, Quy Thu grilled coconut cake - Que Son).

The localities with the highest number of OCOP products recognized as 3-4 stars include: Tien Phuoc (47 products), Tam Ky (38 products), Thang Binh (37 products), Dien Ban (34 products), Dai Loc (30 products)...

Đến nay, chương trình OCOP ở Quảng Nam đã đạt được nhiều kết quả đáng ghi nhận.
Up to now, the OCOP program in Quang Nam has achieved many remarkable results.

In fact, in Quang Nam, the OCOP program has helped producers change their thinking in the agricultural and rural sector. Many products have beautiful designs and good quality. Products participating in the program are widely distributed in supermarket chains and clean food stores, helping the rural economy to gradually develop. With support from many sides, entities in Quang Nam have the conditions to strongly invest in developing OCOP products. From there, it creates a driving force to promote labor restructuring and rural economic development.

Supporting OCOP products in Quang Nam, the local banking sector has actively supported customers to borrow capital to implement the program. From the loan capital, many OCOP entities have invested in additional equipment, expanded production scale, expanded consumption markets, and developed many quality OCOP products. Thereby, contributing to improving income, improving the quality of life, creating jobs for many workers, and promoting local socio-economic development.

In Thang Binh district, the development of OCOP products such as “Co Mot” cereal powder (Binh Dinh Bac commune) has been supported by preferential loans from the Bank for Social Policies. Mr. Tran Huy, the owner of the facility, said that his family took advantage of a VND 100 million loan from the job creation program to invest in the production of cereal powder and agricultural products under the brand name “Co Mot” - a familiar name in the locality. Mr. Tran Huy shared that the preferential capital helps his family buy more raw materials, develop products such as cereal powder, ginger tea... processed from local organic agricultural products. Currently, some of the facility's products have met the 3-star OCOP standard, trusted by consumers in and outside the province, bringing in a stable source of income.

sản phẩm OCOP như sản phẩm bột ngũ cốc “cô Một”
OCOP products of cereal powder and ginger tea branded "Miss Mot" in Thang Binh district are receiving support from the bank.

Ms. Nguyen Thi Ba Trinh, Deputy Director of the Transaction Office of the Social Policy Bank of Thang Binh District, said that in recent times, the unit has proactively and actively grasped customers' loan needs, prioritizing capital from the job creation loan program for local OCOP entities to borrow capital to invest in product development.

Similarly, the Quy Thu baked coconut cake production facility of Mr. Phan Truong Au's family (Que Xuan 2 commune, Que Son) is a 3-star OCOP product that is popular in the market. Initially, Mr. Au's cake production mainly served family, friends, relatives and retail. Realizing that the product was chosen by many consumers, in early 2022, Mr. Au borrowed 100 million VND from the Transaction Office of the Social Policy Bank of Que Son district to upgrade the factory and invest in additional equipment and machinery. To date, Quy Thu baked coconut cake has been available on the shelves of Coop.Mart Tam Ky, Vinmart Da Nang... with large sales.

In addition to support from banks, local authorities are also promoting market connections for OCOP products through fairs, exhibitions and trade promotions. OCOP products not only appear in large supermarket systems but are also put on e-commerce platforms, expanding consumption opportunities in international markets. Thanks to the close coordination between the government, the banking sector and OCOP entities, the program has made steady progress, creating products with strong local identities and contributing to increasing the value of Vietnamese agricultural products in the market.

Vốn ngân hàng đã và đang góp phần giải quyết việc làm, phát triển các sản phẩm OCOP ở Quảng Nam.
Bank capital has been contributing to job creation and development of OCOP products in Quang Nam.

In the coming time, Quang Nam will continue to promote brand building, improve product quality, and strengthen regional linkages to create a sustainable value chain for OCOP products. In addition, the province also aims to expand export markets for potential OCOP products. Currently, some products such as Ngoc Linh ginseng tea, cinnamon essential oil, grilled coconut cake, and Tien Phuoc pepper are present in foreign markets such as Japan, Korea, and Europe. Supporting OCOP entities to access quality inspection processes and achieve international certification will be an important solution to enhance product value and competitiveness.

It can be said that with a clear orientation and cooperation from many sides, we believe that in the coming years, Quang Nam's OCOP products will not only become the pride of the locality but also a symbol of innovative, creative and integrated agriculture. The close coordination between the government, banks and businesses will help Quang Nam's OCOP products continue to expand, contributing to increasing people's income and developing the local economy.



Source: https://thoibaonganhang.vn/von-ngan-hang-tiep-suc-cho-san-pham-ocop-160336.html

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