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Phat Dat General Director: Proposing a preferential credit package for real estate

VTC NewsVTC News15/03/2024


Proposal to reduce lending interest rates

On the morning of March 14, at the Government Office, Mr. Bui Quang Anh Vu - General Director of Phat Dat Real Estate Development Joint Stock Company was invited to attend the Conference on Deploying the task of monetary policy management in 2024, focusing on removing difficulties for production and business, promoting growth and stabilizing the macro economy.

Mr. Bui Quang Anh Vu - General Director of Phat Dat Real Estate Development Joint Stock Company attended the Conference.

Mr. Bui Quang Anh Vu - General Director of Phat Dat Real Estate Development Joint Stock Company attended the Conference.

Representing real estate enterprises attending the Conference, Phat Dat hopes that the Government will continue to have policies on preferential credit packages; support shortening approval time; create conditions for credit institutions to disburse; reduce lending interest rates associated with increasing access to credit capital.

Regarding real estate, Phat Dat also proposed that the Government continue to have policies to support the removal of legal procedures for the real estate market, so that projects are qualified to be traded on the market; in which, it hopes that the Government will actively direct and establish an inter-ministerial working group to support localities and businesses, in order to promptly remove difficulties.

Efforts to repay corporate bonds early

In 2023, Phat Dat also faced major challenges related to capital and liquidity. However, thanks to timely solutions from the Government and the trust of investors, Phat Dat successfully raised capital through private placement of shares to professional securities investors, earning more than VND 670 billion.

Real estate projects with complete legal documents are eligible for bank loans.

Real estate projects with complete legal documents are eligible for bank loans.

At the end of 2023, Phat Dat paid off the corporate bond debt worth VND 2,500 billion on time and ahead of schedule, bringing the outstanding bond debt to Zero. This effort by Phat Dat has demonstrated the prestige and responsibility of the enterprise to bondholders; prestige with credit institutions; contributed to rebuilding investor confidence, strengthening the psychology of the corporate bond market in particular and the capital market in general.

Phat Dat real estate projects all have complete legal documents and are eligible for bank loans. In the fourth quarter of 2023, the Military Commercial Joint Stock Bank (MB Bank) provided comprehensive financial solutions of more than VND 6,000 billion to investors and customers owning products of the project in Binh Duong province. In February 2024, MB Bank continued to support a loan package of VND 1,500 billion for the project located in Binh Dinh province.

Vu Le


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